Senior Relationship Officer, Corporate Banking ( UAE National

Overview

Senior Relationship Officer, Corporate Banking ( UAE National ) role at Commercial Bank of Dubai (CBD).

• Maintain good relationships with Corporate clients, and assist RMs in keeping successful, optimal business with them.
• Process renewals and new credit proposals. Process excess and isolated requests for existing customers in timely and professional manner, with minimal involvement from the RM.
• Ensure timely and accurate credit administrations through timely completion of annual reviews and regular monitoring of financials, covenants and other parameters within the review cycle.
• Proficient dealing with customer queries to provide appropriate solutions to enhance the customer satisfaction levels.
• Analyse and evaluate information given by the customer such as project reports, feasibility reports, balance sheets, cash flows etc. to structure the credit lines, balancing the risk and reward.
• Establish good liaison with customers for their day to day banking requirements and professionally manage security documentation requirements.
• Establish effective and professional communication both internal and external to ensure turnaround time within designated parameters and higher client satisfaction levels.
• Conduct Customer Visits, Whenever Required For Business Requirements.
• Monitor development and progress of Commercial deals and ensure quick action in case of any adverse development.
• Comply with internal audit requirements in line with the policy guidelines, to ensure high standards of uniformity and consistency across the Bank.
• Monitor the Early Warning Signs of deterioration of accounts and ensure to keep high quality of assets.
• Professional quality of credit proposals and internal / external communication, in line with the defined policies and procedures.
• Strong autonomy and ability to work independently of RM.
• Process excess and isolated requests for existing customers within defined TAT.
• Proficient dealing with customer queries to provide appropriate solutions to enhance the customer satisfaction levels.

• Education & Experience:
• Degree in Economics or Finance or Business Management
• 3-4 years of experience of Corporate/Commercial Banking in a capacity of credit analyst / relationship officer with exposure to Corporate Banking in UAE

• Full-time

• Finance and Sales

• Banking