Credit Risk Manager

Senior Manager Credit Risk About the Role

We are seeking an experienced Senior Manager, Credit Risk to lead credit underwriting, portfolio oversight, and governance framework within a Bank’s Risk Management division. The ideal candidate will bring deep expertise in credit risk assessment, complex deal structuring, policy development, and credit audit, with a strong ability to drive high-quality credit decisions across corporate, commercial, and retail portfolios.

• Lead and enhance the credit underwriting function, ensuring rigorous assessment of borrower quality, collateral adequacy, and financial risk.
• Oversee credit structures, providing guidance on deal structuring, risk mitigation strategies, and portfolio optimisation.
• Strengthen the credit governance framework, ensuring compliance with internal policies, regulatory standards, and industry best practices.
• Manage periodic credit audits, identifying control gaps and driving remediation plans across business units.
• Review and approve complex credit proposals within delegated authority, ensuring alignment with risk appetite.
• Collaborate with Business, Legal, Finance, and Compliance teams to support strategic credit decisions and portfolio health.
• Produce high-quality credit risk reporting and present insights to senior leadership and Board-level committees.

• Bachelor’s degree in Finance, Economics, Accounting, Business, or related field (Master’s / CFA / FRM preferred).
• Minimum 10 years’ experience in credit risk management, underwriting, portfolio management, or credit audit within the banking sector.
• Strong knowledge of banking regulations, credit risk frameworks, and lending policies.
• Proven capability in analyzing complex financial statements and structuring sophisticated credit facilities.

Not Applicable

Full-time

Finance

Banking

Dubai, United Arab Emirates