Laundering Reporting Officer; MLRO

Money Laundering Reporting Officer (MLRO)

Dubai, United Arab Emirates | Posted on 12/15/2025

myZoi is aSC Ventures (SCV) fintech startup dedicated to promoting global financial inclusion, by offering affordable, convenient, and transparent financial services to the unbanked and underbanked.

The Role

We are looking for a smart, ambitious, and purpose-driven MLRO to join myZoi, based in Dubai. You'll establish and maintain a robust governance and compliance culture, ensuring adherence to FCC laws and regulations, and FCC policies and procedures.

Our ideal candidate would be responsible for managing the efficient and effective governance of FCC risk:

• Establish and maintain adequatesupport structures (people, processes, tools, frameworks, systems) to facilitate sustainable business growth and mitigate FCC risks.
• Ensure compliance and governancelevels align with regulatory expectations and SC Ventures ("SCV’s")requirements.
• Assist in implementing the vision,strategy, and CFCC plan set by the Chief Compliance Officer, supporting myZoi’sstrategic direction.
• Cultivate positive relationships with lead regulators, managing interactions with FCC regulatory stakeholderseffectively.
• Oversee all FCC-related tasks including licensing, reporting, queries, examinations, and inspections.
• Ensure consistent execution of FCCand AML policies in line with local regulatory requirements, delivering onregulatory commitments.
• Continuously develop and improvemy
  
  Zoi's FCC policies and procedures in line with applicable laws and effectiveprogram implementation across the organization.

Responsibilities

Business

• Act as a trusted advisor to the Business, providing timely advice to ensure compliance with relevant laws,regulations, and best practices.
• Implement a risk-based CFCCframework and monitoring program to proactively mitigate compliance risks.
• Challenge business stakeholderswhere activities exceed risk tolerance, escalating as needed.
• Support and challenge myZoi’sbusinesses and functions to maintain appropriate conduct, comply with CFCCrequirements, and achieve fair outcomes for clients.
• Conduct investigations intosuspicious activity, reporting to authorities and enabling informed decision son reputational and regulatory risks.
• Promote a culture of compliance and adherence to FCC standards, including ethical conduct and adherence to theCode of Conduct within myZoi.
• Align with the Group’s and SCV’sCompliance framework, producing high-quality management information for compliance risk framework owners.

Processes

• Execute relevant aspects of the Financial Crime and Enterprise risk framework as an independent second-linerisk control function.
• Provide specialist advice and constructive challenge proportionate to the nature, scale, and complexity of myZoi’sbusiness.
• Conduct regular FCC training programs to engage and educate staff on FCC matters.
• Establish control standards and adviseon developing appropriate controls to mitigate FCC risks.
• Assist in drafting and implementing
  
  AML/CTF/CDD/Sanctions policies and procedures.
• Offer advice to relevantstakeholders on compliance with Group standards related to FCC policies andframeworks.
• Ensure timely preparation andfiling of internal and external SAR reports in accordance with local regulationrequirements.
• Maintain proper records andregisters for all AML and CTF investigations.
• Escalate
  
  FCC breaches or breaches of risk tolerances to Regulators and SCV stakeholders,ensuring prompt remediation or cessation of activities.
• Analyzesignificant financial crime events ensuring identification and reporting of allconnected parties internally and externally across relevant jurisdictions.
• Provide advice on material FCC issues, ensuring appropriate steps are taken to manageor mitigate them.
• Overseethe identification, assessment, management, monitoring, mitigation, and reporting of financial crime risks.
• Identifyfinancial crime risk indicators through internal and external sources, includingcustomers.
• Collaborate with other CFCC teams within the Group and SCV to anticipate horizon risks and support the development of effective strategies to mitigate them, includingglobal standards for conduct of business.
• Periodicallyreport to myZoi's Senior…