Head Of Risk UAE

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Reduce inequity by helping immigrants move money home, and become the leading cross‑border fintech for emerging markets.

• Founded by Harvard grads / 3rd‑time founders — also founded Segovia (successful exit) and Give Directly (>300M revenue, fastest‑growing NGO).
• Top performers from top and varied organizations (e.g., Bain, Bolt, Google, McKinsey, Safe Boda, Uber, Zipline) — we like moving fast, and we hire people that do as well.
• Driven by mission, guided by values (see below) – in deed, not just word.
• Team as global as the mission, >30 languages from 25 countries.

Taptap Send is backed by top VCs (Spark, Canaan, Reid Hoffman, Breyer Capital, etc.), rapidly growing and a great place for those looking for both impact and a fast‑paced tech startup environment. Launched in 2019, Taptap is tapping into a transformative shift in global finance: from banks to phones. While this has affected wealthier countries as well, it has been nothing short of a revolution for the emerging markets where the overwhelming majority of population had been unable to access digital finance previously.

Taptap Send allows immigrants to send money home instantly and with no fee*, saving money in the process. With a formal market size of >700B alone, we’ve got a lot more saving to do for our users. Our mission is to reduce inequity by helping immigrants move money home, and become the leading cross‑border fintech for emerging markets.

• You’ll join our GCC Risk & Compliance function as the designated Risk Officer for the UAE, a regulated role under the Central Bank of the UAE (CBUAE). This is a high‑impact position responsible for building, maintaining, and executing Taptap Send’s risk management framework in the UAE, ensuring that we meet the highest regulatory standards while supporting fast, mission‑driven growth.
• You’ll work across all areas of the business: operations, product, engineering, compliance, finance, and partnerships, to identify risks, design strong controls, and ensure we remain safe, resilient, and compliant. You’ll lead our engagement with the Central Bank on risk related matters, provide regular risk reporting to senior management and the Board, and help shape how Taptap Send scales safely across the GCC.
• You will be hands‑on, proactive, and solutions‑oriented—comfortable working in a fast‑paced environment, able to anticipate emerging risks, and capable of balancing regulatory expectations with practical business realities.

• Develop, maintain, and execute the UAE risk management framework, including the Risk Register, Risk Appetite, and risk assessment processes.
• Serve as the primary point of contact with the Central Bank of the UAE for all risk‑related matters and ensure full compliance with CBUAE regulations.
• Identify, assess, and monitor key risks across operations, technology, product, finance, and customer journeys.
• Oversee operational incident reporting and root‑cause analysis, ensuring corrective actions are implemented.
• Lead regulatory risk reporting, prepare submissions, and coordinate responses to supervisory queries.
• Monitor technology, cybersecurity, and data protection risks in partnership with Engineering and Security teams.
• Assess settlement, liquidity, and financial risks related to funds flows, reconciliation, partners, and payout operations.
• Manage third‑party and outsourcing risk, including due diligence, risk assessments, and ongoing monitoring of key vendors and partners.
• Provide regular risk updates and reports to senior management and the Board, highlighting trends and mitigation status.
• Promote a strong risk culture internally through training, guidance, and cross‑functional collaboration.

• 6+ years’ experience in risk management within fintech, payments, or financial services.
• Strong knowledge of CBUAE regulations and practical experience managing regulatory interactions.
• Proven ability to build and maintain risk frameworks, controls, and incident management processes.
• Clear communicator with strong analytical skills and ability to work cross‑functionally in fast‑paced environments.