Laundering Reporting Officer; MLRO

Money Laundering Reporting Officer (MLRO)

Dubai, United Arab Emirates | Posted on 12/15/2025

myZoi is a SC Ventures (SCV) fintech startup dedicated to promoting global financial inclusion by offering affordable, convenient, and transparent financial services to the unbanked and underbanked.

We are looking for a smart, ambitious, and purpose-driven MLRO to join myZoi in Dubai. You'll establish and maintain a robust governance and compliance culture, ensuring adherence to FCC laws and regulations, and FCC policies and procedures.

Our ideal candidate would be responsible for managing the efficient and effective governance of FCC risk:

• Establish and maintain adequate support structures (people, processes, tools, frameworks, systems) to facilitate sustainable business growth and mitigate FCC risks.
• Ensure compliance and governance levels align with regulatory expectations and SC Ventures (“SCV’s”) requirements.
• Assist in implementing the vision, strategy, and CFCC plan set by the Chief Compliance Officer, supporting myZoi’s strategic direction.
• Cultivate positive relationships with lead regulators, managing interactions with FCC regulatory stakeholders effectively.
• Oversee all FCC-related tasks including licensing, reporting, queries, examinations, and inspections.
• Ensure consistent execution of FCCand AML policies in line with local regulatory requirements, delivering on regulatory commitments.
• Continuously develop and improve myZoi's FCC policies and procedures in line with applicable laws and effective program implementation across the organization.

• Act as a trusted advisor to the Business, providing timely advice to ensure compliance with relevant laws, regulations, and best practices.
• Implement a risk-based CFCC framework and monitoring program to proactively mitigate compliance risks.
• Challenge business stakeholders where activities exceed risk tolerance, escalating as needed.
• Support and challenge myZoi’s businesses and functions to maintain appropriate conduct, comply with CFCC requirements, and achieve fair outcomes for clients.
• Conduct investigations into suspicious activity, reporting to authorities and enabling informed decisions on reputational and regulatory risks.
• Promote a culture of compliance and adherence to FCC standards, including ethical conduct and adherence to the Code of Conduct within myZoi.
• Align with the Group’s and SCV’s Compliance framework, producing high-quality management information for compliance risk framework owners.

• Execute relevant aspects of the Financial Crime and Enterprise risk framework as an independent second-line risk control function.
• Provide specialist advice and constructive challenge proportionate to the nature, scale, and complexity of myZoi’s business.
• Conduct regular FCC training programs to engage and educate staff on FCC matters.
• Establish control standards and advise on developing appropriate controls to mitigate FCC risks.
• Assist in drafting and implementing AML/CTF/CDD/Sanctions policies and procedures.
• Offer advice to relevant stakeholders on compliance with Group standards related to FCC policies and frameworks.
• Ensure timely preparation and filing of internal and external SAR reports in accordance with local regulation requirements.
• Maintain proper records and registers for all AML and CTF investigations.
• Escalate FCC breaches or breaches of risk tolerances to Regulators and SCV stakeholders, ensuring prompt remediation or cessation of activities.
• Analyze significant financial crime events ensuring identification and reporting of all connected parties internally and externally across relevant jurisdictions.
• Provide advice on material FCC issues, ensuring appropriate steps are taken to manage or mitigate them.
• Oversee the identification, assessment, management, monitoring, mitigation, and reporting of financial crime risks.
• Identify financial crime risk indicators through internal and external sources, including customers.
• Collaborate with other CFCC teams within the Group and SCV to anticipate horizon risks and support the development of effective strategies to mitigate them, including global standards for conduct of…