Innovation and Venture Designer

About SC Ventures

SC Ventures is Standard Chartered’s innovation, fintech investment and ventures arm. It was established to reinvent banking as significant technological disruptions were impacting the industry’s ability to serve clients and customers in the ways they needed to be served.

SC Ventures is a global ecosystem of innovators, banking experts, business builders and partners focused on rewiring the DNA of banking and bringing breakthrough ideas to scale. We build ecosystems around four high‑conviction themes:
Online Economy & Lifestyle, SMEs & World Trade, Digital Assets, and Sustainability & Inclusion. Our team members, based in Singapore, Hong Kong, London and the United Arab Emirates, work together to shape the future of banking.

The Innovation and Venture Designer is a senior individual contributor at the forefront of shaping how banking can become next. Reporting to and supporting the Head of Innovation and Design, this role defines, designs, and delivers customer‑centric digital and service experiences across the SC Ventures portfolio, turning bold ideas into ventures that can scale in market. The role carries Director‑level accountability, autonomy, and influence, working closely with venture CEOs, product leaders, engineers and senior stakeholders to shape high‑impact decisions.

• Support the shaping of bold, differentiated venture concepts grounded in emerging trends across AI, fintech, and digital business models.
• Apply strong commercial acumen and customer insight to focus on high‑potential opportunity spaces and translate them into compelling venture hypotheses.
• Work closely with venture leads, technologists, investors, and senior stakeholders to develop and refine co‑created early‑stage venture ideas.
• Leverage AI augmentation and modern design tools to accelerate ideation, concept development, and early prototyping.

• Turn bold venture ideas into tangible prototypes that can be tested with real users and evaluated for seed investment by the Investment Committee.
• Run fast, hands‑on validation cycles to test assumptions, gather customer insight, and build robust evidence for or against investment decisions.
• Rapidly design, prototype, and iterate using modern tools including Figma and AI tools such as Claude.
• Translate complex ideas into clear, compelling narratives and artifacts that are simple, decision‑ready, and investment‑grade.

• Apply strong UX, service design and prototyping craft to move from ambiguity to clarity at speed, shaping intuitive and high‑impact user experiences.
• Support ventures post‑seed by refining early‑stage product, user journeys and experience design.
• Create prototypes and product concepts that bridge strategy, technology and customer experience.
• Embed AI augmentation into product design to enhance user value, differentiation and scalability.
• Ensure alignment between customer needs, business viability and technical feasibility across early‑stage product development.

• Be comfortable operating in zero‑to‑one environments, balancing creativity, speed and rigour.
• Bring a solid understanding of fintech ecosystems and digital business models, with sound commercial judgement.
• Thrive in a fast‑moving, experimental environment where building, testing and learning quickly matters most.

• Adhere to Policies and Procedures.
• Act and escalated quickly when any risk and control weakness become apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees.
• Work with SCV colleagues to deliver expected business performance results within cost constraints and applicable risk/control framework to ensure the Group’s ability to remain within risk appetite is not materially threatened.

• Have an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for…