Junior Legal Counsel - Retail Banking Group

Junior Legal Counsel - Retail Banking Group

Job Title: Junior Legal Counsel

Direct Supervisor: Head of Legal RBG

Job Purpose:

• Provide prompt and effective legal assistance to the Legal team with specific focus on Retail Banking.
• Prepare clear and concise legal advice and documentation.
• Support in managing and addressing various legal queries in a timely manner and be able to perform multiple tasks simultaneously.
• Independently handle routine legal queries.
• Interact with internal customers as required.

Responsibilities:

• Provide legal advice on retail banking products including deposits and investments, credit cards, personal loans, mortgages, payments and money transfers, etc.
• Draft, review, and negotiate legal documents such as facility offer letters, terms and conditions, amendments and renewal letters.
• Support with addressing various queries from branch offices and ensure that the legal advice complies with internal Bank policies, applicable laws and regulatory requirements.
• Review documents to establish customer’s capacity and due authority (i.e. POA, articles and by-laws, board and shareholders resolutions, commercial license, certificate of incumbency and related documents).
• Participate in meetings and provide legal input on product development and operational strategies.
• Monitor and interpret laws, regulations, and legal developments affecting retail banking.
• Assist in identifying and mitigating legal risks associated with retail banking operations.
• Support legal projects including documentation standardization and digital banking initiatives.
• Work closely with other lawyers in the team and contribute to a collaborative team environment.
• Maintain organized records of legal matters and documentation using internal tools (i.e. App4
  
  Legal).

Qualifications, Experience, and

Competencies:

• Emirati national with a Law Degree
• Post Qualification Experience of at least 3 years
• Literate in various computer applications.
• Strong verbal and written communication skills in both English and Arabic
• Proficiency in legal research and document management tools
• Proactive working attitude
• Team player with strong work ethic
• Demonstrate flexibility and willingness to support high-volume workloads and additional responsibilities.
• Strong sense of responsibility and time management.

Mid-Senior level

Full-time

Legal

Banking