Senior Manager, Risk & Governance

Dubai, United Arab Emirates | Posted on 02/02/2026

my Zoiis changing lives for the better for those who deserve it the most. We are an exciting fintech start-up, a wholly owned subsidiary of Standard Chartered Bank, aiming to promote financial inclusion globally. Our vision is to provide a level playing field to the unbanked and the underbanked in accessing essential financial services in an affordable, convenient, and transparent fashion.

We are looking for smart, ambitious, and purpose-driven individuals to join us in this journey. Please apply via the link below if you are interested.

The role will support the Chief Risk Officer in overseeing and implementing the organization’s enterprise risk management framework, ensuring that all risks are identified, assessed, mitigated, and monitored effectively and upholding and raising the risk culture. The role is also responsible for end-to-end Operational Risk Governance, Change Management including Product Governance, Analytics & Reporting and Risk Systems Management.

• Support the CRO and functions in enabling and executing the overall business strategy
• Drive the effective implementation of the Enterprise Risk Management (ERM) framework across the organization.
• Promote operational risk management culture, awareness and training across the organization
• Role model the values of the organization andis to be seen as a Subject Matter Expert
• To be seen as an enabler to business and product strategy and not a “blocker”.

• Coordinate with departments to implement the bank's operational risk management strategies and policies, assist to adopt appropriate methodologies, tools and procedures to identify, assess, monitor, control or mitigate operational risk;
• Oversee and own departments' implementation of operational risk management policies, follow up of key operational risks identified via operational risk management tools and provide recommendations to mitigate control weaknesses and monitor the rectification progress;
• Lead efforts to identify and assess emerging and existing risks across business units and support functions and help reinforce the existing processes
• Oversight and challenge first line of defense while enabling business
• Key member in the product governance forums
• Perform periodic risk assessments and scenario analysis.
• Oversee risk monitoring activities and ensure accurate, timely reporting of key risk indicators (KRIs), limits, and exposures by first line to the CRO and risk committees.
• Provide insights and recommendations on risk trends and mitigation strategies.
• Own the Risk Register along with first line by ensuring oversight
• Comply with legal, regulations or rules issued by regulators, entity's strategy and relevant risk management policies and procedures;
• Lead the design and implementation of entity-wide risk system to enhance data collection, analysis and reporting capabilities
• Deploy the use of AI including ML and Natural Language to derive efficiencies in the risk management processes across the organisation
• Develop and maintain operational risk timely insights to senior management and stakeholders.
• Analyse operational risk data to identify trends, emerging risks, and areas for improvement in risk management practices.
• Prepare and present regular reports on operational risk performance, including key risk indicators (KRIs) and risk mitigation efforts to senior management and the board.
• Collaborate with IT and data management teams to ensure data integrity, security, and accessibility for operational risk management purposes

• Foster strong relationships with internal stakeholders, to promote a culture of risk awareness and accountability.
• Engage with external regulators, partners and industry bodies to stay abreast of regulatory developments and best practices in Governance and operational risk management.
• Lead training and awareness initiatives to enhance the organization's understanding of operational risk and its management.

• Display exemplary conduct and live by the Standard Chartered Group’s Code of Conduct.
• Take personal responsibility for…