Head of Lending

Position: Head of Lending (Permanent)
Location: Brierley Hill

We're a purpose‑driven mutual helping people live better lives. We're looking for a Head of Lending to lead our underwriting and credit teams, shape our lending strategy, and ensure high‑quality, compliant mortgage lending that delivers excellent outcomes for members and intermediaries.

What You'll Do

Lead a high‑performing Lending and Underwriting team.
Shape and deliver the Society's lending strategy.
Own lending policy, underwriting standards and SOPs.
Ensure all lending meets risk appetite, MCOB requirements and regulatory expectations.
Provide insightful MI and oversight to committees including SLT and Credit Risk.
Drive improvements to criteria, processes and customer/intermediary experience.
Horizon‑scan the mortgage market for risks and opportunities.
Maintain strong fraud, financial crime and conduct controls.

What You'll Bring

5+ years' experience in the UK mortgage market, including specialist lending.
Strong mortgage underwriting background with clear mandate/risk expertise.
Knowledge of MCOB and regulatory lending requirements.
Proven leadership skills with experience driving high performance.
Ability to balance commercial, operational and risk considerations.
Strong communicator with strategic awareness of the mutual sector.

Why Join Us?

A senior leadership opportunity to make a meaningful impact-shaping lending strategy, leading talented teams, and supporting our mission to help people live better lives.

We offer:

35 hours a week contract
Salary up to £85,000 per annum
Basic holiday of 30 days+ Bank holidays
Moments that matter days (Think birthdays, weddings + time off for getting the keys to a new house or welcoming a grandchild!)
Pension contribution of up to 8% of salary
Life assurance 4x salary
Full Private Medical Insurance
Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
Great career opportunities

Diversity and Inclusion

Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.

And that's not all…

We're recognised as a Great Place to Work, and there's a reason for that. Check out our careers page for more information about what it's like to join The Dudley team, who we are, what drives us, and why you should join