Chief Lending Officer Job Duluth area,Minnesota USA,Finance & Banking

Platinum Federal Credit Union (PFCU), headquartered in Duluth, Georgia, is a mission-driven credit union with more than $400 million in assets and over 14,000 members, recognized by S&P Global as a Top 25 Best Performing Credit Union in the Nation.

PFCU is seeking a Chief Lending Officer to lead its member business, consumer and real estate lending, collections and loan participations. Reporting to the CEO, the CLO will grow the portfolio profitably while maintaining strong credit quality. The role is based in Duluth, GA with some travel to branches and community sites.

Key Responsibilities

Set and execute PFCU's lending strategy across member business, consumer, real estate and collections, aligned with the business plan.
Oversee underwriting and credit analysis for member business and real estate loans, growing volume and profitability while maintaining strong credit quality.
Maintain sound lending policies and underwriting standards, and partner with the Loan Committee on timely, well-supported credit decisions.
Monitor portfolio performance, concentrations, delinquency and charge-offs, and manage the sale and purchase of loan participations.
Ensure compliance with NCUA, consumer lending, Fair Lending and member business lending rules, including the member business lending cap.
Streamline lending processes and introduce new products and technology, including automation and AI, to improve turnaround and the member experience.
Build relationships with community leaders, institutions and members, and represent PFCU at community events.
Lead, coach and develop the lending team, and build successors for long-term continuity.
Serve as an active member of the Executive Leadership Team.

Required Qualifications

Demonstrated ability to lead and develop teams and to communicate effectively with executives, committees and the community.
Bachelor's degree in business, finance or a related field, or equivalent relevant professional experience.

Preferred Qualifications

10 or more years of lending experience, including at least 5 in lending leadership.
Advanced underwriting and credit analysis skills for commercial and real estate transactions.
Proven record of meeting production goals while maintaining strong credit quality.
Credit union and banking experience, including knowledge of lending rules and regulations.
Experience with both the sale and purchase of loan participations.
Master's degree or banking school credential.

Compensation and Benefits

Salary commensurate with experience, plus performance-based bonus potential.
Comprehensive benefits including a 401(k) plan; health, dental, vision and life insurance; short-term and long-term disability; paid leave; and eleven bank holidays.

Platinum Federal Credit Union is proud to be an equal opportunity employer.