Portfolio Analyst

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly‑owned banking subsidiary, Banc of California (the “bank”). Banc of California is one of the nation’s premier relationship‑based business banks focused on providing banking and treasury management services to small, middle‑market, and venture‑backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full‑service branches throughout California and Denver, Colorado, as well as full‑stack payment processing solutions through Banc Edge.

The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more.

At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values – Entrepreneurialism, Operational Excellence, and Superior Analytics – empower us in creating a dynamic and inclusive workplace.

We are committed to supporting your growth and well‑being with comprehensive benefits, career development programs, a variety of employee resource groups, and more.

TOGETHER WE WIN®

The Portfolio Analyst role is responsible for monitoring the performance of borrowers, identifying deviations from expected performance, and raising credit concerns to the portfolio team. The Portfolio Analyst should strive to understand the client’s operating performance and needs, and work to build strong working relationships both internally and externally. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

• Conduct financial analysis of credit and collateral of borrowers, with an emphasis on data collection and analysis.
• Validate borrower compliance based on the Loan & Security Agreement.
• Perform financial, operational, valuation, and transactional analyses.
• Assist in underwriting modifications or renewals for borrowers, and help present deals to credit committee.
• Maintain data integrity in internal bank systems related to financials or other key information.
• Collaborate with management teams of portfolio companies to understand performance and financial needs.
• Travel to client sites.
• Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type.
• Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values.
• Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.
• Performs other duties and projects as assigned.

• Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
• Ability to multi‑task in a fast paced environment
• Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses
• Strong interpersonal, writing and oral communication skills
• Comfortable interacting directly with clients
• Above average knowledge of MS Word and Excel
• Candidate must have great attention to detail
• Bachelor’s Degree and/or relevant work experience or training
• Preferred:
  • 1-2 years related experience or public accounting

• Financial Security: You will be eligible to participate in the company’s 401k plan…