Underwriter II

Underwriter II will evaluate new and renewal risks to ensure proper risk selection, pricing, and terms for policies generated in the assigned territory. The position will work within the established strategy and delegated authority to generate a profitable portfolio.

• Risk evaluation: evaluate submissions to determine acceptability of risks in accordance with company guidelines and standards. Determine proper coverage, pricing, limits, and terms based on exposure.
• Guideline adherence: understand and follow the applicable underwriting guidelines, policies, and procedures to maintain consistency and adherence to industry regulations. Operate within assigned letter of underwriting authority.
• External communication: interact with customers, agents, and brokers to gather necessary information and clarify underwriting requirements. Negotiate policy terms and participate in stewardship meetings.
• Data analysis: utilize analytical tools to evaluate exposure and understand the drivers of claims.
• Collaboration:
  
  drive a multi‑disciplinary approach to understanding insureds’ risks. Collaborate with other underwriters and team members to gain a comprehensive understanding of the exposure and best means to provide coverage.
• Documentation: maintain accurate and detailed records of underwriting decisions and communication with both internal and external parties. Document the underwriting process and decisions for assigned policies.
• Portfolio management: manage profitability, risk characteristics, submission flow, agent/broker relationships, and customer service of assigned territory. Exhibit knowledge of insurance and health care industries and other companies underwriting similar coverage.
• Marketing: assist in marketing activities.
• Project work: may participate on or lead projects.

• Bachelor's degree from a four‑year college or university preferred; or four to seven years of related experience and/or training; or equivalent combination of education and experience.
• Willingness to complete the requirements of the CPCU or RPLU designation is preferred.
• Strong analytical skills.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, governmental regulations, underwriting guidelines and manuals, bylaws, financials, articles of organization, loss runs, Joint Commission reports and other industry reports.
• Ability to write reports and business correspondence.
• Proficiency with Microsoft Office suite of programs.
• Comfortable and effective in presenting information and responding to questions from groups of managers, clients, customers, and the general public.
• Ability and willingness to travel up to 20% of the year.

Base salary range is $77,010 - $104,190. Individual compensation packages are based on a variety of factors that are unique to each candidate including location, skill set, experience, qualifications and education.

If you're a caring and customer focused individual who enjoys working with passionate team members, Coverys is the right company for you!

Seniority Level: Mid‑Senior

Employment Type: Full‑time

Job Function: Finance and Sales

Industry: Insurance