Senior Architect

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities.

Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.

The Sr. Architect shapes enterprise-scale platform and solution strategies across digital, banking, payment, reimbursement, and AI-enabled capabilities in complex healthcare and financial services ecosystems. The role translates ambiguous business needs into clear target-state architectures, integration approaches, operating models, implementation options, and executive recommendations.

• Lead enterprise platform strategy and business architecture across digital platforms, banking integrations, payment ecosystems, reimbursement workflows, AI-enabled capabilities, and provider and member experiences
• Translate business opportunities into target-state architecture concepts, capability models, system interaction flows, API integration patterns, data handoffs, and implementation options
• Partner with technical architecture and engineering teams to define scalable solution approaches across experience layers, orchestration services, systems of record, banking/payment platforms, identity services, operational tooling, and external partner systems
• Shape reusable platform capabilities that support multiple business domains, customer segments, products, channels, and future expansion needs rather than one-off implementations
• Lead solutioning for regulated financial workflows, including funds movement, account funding, payment modality selection, settlement, reconciliation, exception handling, reporting, auditability, and operational support
• Partner with banking, treasury, finance, payment operations, and technology stakeholders to define account structures, settlement timing, reconciliation requirements, payment-fulfillment processes, operational impacts, implementation dependencies, and readiness criteria
• Support solution design for healthcare benefit and reimbursement experiences, including claim intake, receipt/document submission, member payout selection, payment fulfillment, status visibility, customer communications, and operational review workflows
• Apply an AI-first mindset when shaping solutions by identifying where AI-enabled capabilities may improve outcomes, while partnering with dedicated AI strategy and product teams where appropriate
• Evaluate regulatory, compliance, security, identity, sanctions-screening, fraud, access-control, audit, data-retention, and customer communication implications as part of solution strategy and design
• Lead external partner and vendor solutioning discussions to align requirements, integration approach, feasibility, dependencies, readiness criteria, and operating model expectations
• Develop executive-ready materials, solution diagrams, technical decision summaries, implementation considerations, and risk/tradeoff options for senior stakeholders
• Partner with Product and Business to establish launch and scale readiness expectations, including production support models, monitoring, escalation paths, operational documentation, validation approach, and post-launch improvement loops

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give…