Digital Banking Product Analyst

Join APG Federal Credit Union to apply for the Digital Banking Product Analyst role.

The Digital Banking Product Analyst supports the Digital Banking Product Owner in facilitating an excellent digital experience in online and mobile banking that rivals top‑tier digital brands. This role is responsible for optimizing digital banking for members and prospects alike by understanding and elevating member journeys, including onboarding, transacting, promotion, and adoption of new products and services.

• Support oversight of third‑party digital banking providers by monitoring performance, identifying issues, and ensuring platforms operate as expected.
• Assist in managing Agile‑based projects related to digital applications by coordinating tasks, tracking progress, and facilitating cross‑functional collaboration.
• Provide budgetary support by tracking expenses and preparing recommendations for enhancements and upgrades.
• Act as a secondary escalation point for member‑impacting issues such as bugs or service disruptions, assisting in resolution and documentation.
• Analyze and report on digital money movement and payment activity to identify trends, optimize workflows, and support platform improvements.
• Track and coordinate regular UX, mobile app, and adapter updates to ensure alignment with technology trends and security standards.
• Assist in monitoring accessibility, security, and regulatory compliance across digital banking platforms through audits and reporting.
• Contribute to the development of a seamless digital member experience by analyzing data, identifying pain points, and recommending improvements by listening to members and front‑line team members.
• Conduct research on market trends, member behavior, and regulatory changes to inform product owner decisions.
• Maintain vendor relationship documentation and assist in coordinating meetings, tracking deliverables, and ensuring strategic alignment.
• Support implementation and analysis of digital tools that help members improve financial wellness.
• Promote a collaborative team environment by communicating openly, sharing insights, and supporting cross‑functional problem‑solving.
• Stay informed on emerging technologies and their potential impact on digital banking operations and member experience.
• Pursue ongoing professional development through training, certifications, industry networking, and technical publications.
• Perform other duties as assigned to support the digital banking team and broader organizational goals.

• Track KPIs related to usage and digital banking performance, including uptime, MSAT score, number of active vs. inactive users, and adoption of key features and services.
• Assist in managing the Digital Experience dashboard to quickly identify key metrics of digital banking performance and create visibility across the organization.
• Track usage of financial health tools and digital features; work with stakeholders to identify a need for campaigns that increase awareness and adoption.

• Bachelor’s Degree in Information Technology or related field is required.
• Experience can be credited in lieu of education.
• Specialized training pertaining to the system in place;
  Product Owner certification preferred.
• Four to six years of experience with a financial institution required; education may be substituted in lieu of experience.
• Proven collaborator between business and technical areas.
• Strong understanding of member banking relationships, products, and digital banking solutions.
• 2 years experience in digital product management.

Offers are based on experience and education.

$60,000.00 - $85,000.00 annually

APGFCU provides comprehensive benefits such as: medical and dental (shared expense), vision, 401(k), life and disability insurance, flexible spending account, employee assistance program, referral program, educational assistance, holidays, annual leave, and sick leave.

APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or Protected Veteran status. Please use the attached link to view the EEO law poster http://www
1.eeoc.gov/employers/poster.cfm

APGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities. If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information. Reasonable accommodations are considered on a case‑by‑case basis. Please note that only inquiries concerning a request for reasonable accommodations will be responded to from this e‑mail address.