Senior product manager - Transfers

Hybrid position with three days a week in London or Edinburgh office with occasional travelling to Bath, Edinburgh or London offices.

Seccl is the Octopus‑owned embedded investment platform that’s on a mission to helping more people to invest – and invest well.

We’re B‑Corp certified with an amazing product‑market fit, impressive early traction and the potential to transform an outdated industry, for the better. We've been growing fast and will scale even faster over the next few years.

We’re also proud to be part of Octopus, the £multi‑billion group that’s on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money.

Check out the Seccl website for the latest on our products and our mission to shape the future of investments.

We’re looking for a Senior Product Manager for our transfer squad to join us. You'll lead initiatives that scale how our operations team functions, help automate transfer processes, improve customer experiences in a highly regulated environment and transform the advice and investment space. In this role, you’ll help shape Seccl’s transfer solutions, working really closely with our clients and our operation team.

Transfers are a core part of our strategy, enabling our clients to scale and setting us apart in the UK market. We currently process nearly 15,000 transfers each month, with plans to grow this volume by 5× over the next year.

This is a high‑impact, high‑ownership role, ideal for someone who combines sharp product thinking, strong execution skills, and a passion for simplifying complexity.

• Shape the transfer strategy and roadmap for a fast‑growing fintech that wants to disrupt an outdate industry.
• Lead key product initiatives that directly impact how our operations team scales and becomes more innovative.
• Work closely with our enterprise clients to shape market‑leading transfer infrastructure.
• Collaborate with product, engineering, and operations teams to identify the right tooling to automate tasks and solve complex customer problems.
• Contribute to a high‑performing, autonomous squad where your ideas will directly influence our success.
• Shape how we use AI to automate previously manual steps.
• Influence the broader product team and company strategy, while also acting as a mentor to more junior product managers.

• Working closely with the Group Product Manager and Operations Lead to shape the strategy and maintain a clear, prioritised roadmap that addresses transfer customer pain points, scale the transfer volume without scaling the team and drives business outcomes.
• Collaborating as a pod with engineers, operations, and other stakeholders to solve scalability challenges for our transfer operations team.
• Translating product roadmap features into well‑defined requirements, including epics, user stories, and acceptance criteria.
• Prioritising and managing the sprint backlog, balancing stakeholder needs while maximising value for customers.
• Partnering with the Group Product Manager, stakeholders, and customers across the organisation to shape the product vision and strategy for the transfer area.
• Engaging directly with customers to gather requirements, validate solutions, and ensure the product delivers real value.
• Using both quantitative and qualitative data to inform evidence‑based decisions.
• Supporting the growth of junior product managers through mentorship.

• Have significant product experience – ideally in investment platforms, fintech, or another regulated domain (such as banking technology or insurance). While experience with APIs is bonus, a strong willingness to learn and adapt is just as important.
• Show a clear bias for action and proactivity – you take the initiative to spot opportunities, gather insights, and move things forward, even when the path isn’t fully defined.
• Bring clarity to ambiguity – structuring problems and shaping them into actionable work.
• Are customer‑obsessed – always thinking about how to improve workflows and outcomes.
• Thrive in cross‑functional teams – collaborating across…