Investment Proposition Manager

End date Wednesday 04 March 2026

Salary range £59,850 - £66,500

Find out why you should join us.

Job Share;
Hybrid Working

JOB TITLE: Investment Proposition Manager.

SALARY: £61,300pa to £74,900pa plus an extensive benefits package.

LOCATION: Edinburgh.

HOURS: 35 hours, full time.

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at our Edinburgh hub.

We’re on an exciting journey to transform our Group and the way we shape finance for good. We’re focusing on the future - investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, including you! Insurance, Pensions, and Investment (IP&I) is on a mission to deliver outstanding customer value while improving efficiency and ensuring our products and services are fit for the future.

We're excited to offer an opportunity for an Investment Proposition Manager to join our Investment Solutions area within IP&I.

IP&I supports over 10 million customers with their investment, retirement, and insurance needs through its multi-product, multi-channel offering. Scottish Widows is one of the UK’s most trusted providers, committed to delivering better outcomes through outstanding investment solutions, customer engagement, and digitisation. We're continually evolving to meet customers where they are and empowering their financial futures.

• Helping guide the direction of our investment propositions by analysing customer needs, market developments and competitor trends to keep our solutions relevant and commercially effective.
• Working closely with propositional, distribution and governance colleagues, acting as a bridge between Investments and the wider business to translate insight into clear, deliverable propositions.
• Supporting investment design and policy development across distribution channels, contributing to the creation and delivery of new investment solutions with investment, compliance and operational teams, and managing the lifecycle of fund-based and discretionary investment solutions.
• Working with Investment Distribution Specialists and wider distribution and marketing teams to position products effectively and contribute to retention and acquisition activity.
• Keeping up to date with industry developments, regulatory changes and best practice in investment proposition management to ensure our solutions remain current and well informed.
• Contributing to governance frameworks and ensuring compliance with internal standards and Consumer Duty regulations.

• Significant demonstrable experience in investment product and proposition management, with strong exposure to the UK workplace pension and intermediary/adviser markets.
• A strong understanding of investment funds and, ideally discretionary portfolio management.
• Good knowledge of the wider investment landscape across Workplace, Advice and D2C, including product structures, asset classes and key market participants and an understanding of how key influencers and distributors in these markets operate.
• Experience developing and managing investment solutions across the full product lifecycle.
• Experience contributing to product launches and go-to-market activity, including support for RFPs, due diligence processes and client facing materials.
• Strong analytical capability, particularly in interpreting market, competitor and customer insights.
• Good understanding of platform distribution and adviser technology, and trends in D2C investing.
• Experience working within a Consumer Duty environment and a sound understanding of the FCA PROD Handbook and wider regulatory expectations.
• The ability to work effectively with a wide range of stakeholders to deliver tangible outcomes in a fast-paced environment.
• Strong organisational skills, attention to detail and the ability to manage multiple priorities.

Our focus is to ensure we are inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

It is why we especially welcome applications from under-represented groups. We are disability confident. So, if you would like reasonable adjustments to be made to our recruitment processes, just let us know.

So, if you are excited by the thought of becoming part of our team, get in touch.

We would love to hear from you!