Conduct and Compliance Risk Oversight Executive

Location

Hybrid – Edinburgh or London (Store Support Centre + home)

Edinburgh – we typically work in the office one day per week (Wednesday).

London – expect to travel to Edinburgh a couple of times a month.

Joining Sainsbury’s Financial Services as a Risk & Compliance Oversight Executive gives you a key role in protecting customers and the business by ensuring regulatory expectations are met and strong governance is maintained. You’ll work in a small, specialist team where your oversight, judgement and reporting influence Management Committee and Board decisions.

This role mixes independent compliance monitoring and risk oversight within a lean Risk & Compliance function.

You’ll use KRIs and other insightful data, including MI from partner/supplier parties, to detect where risk may be building or where regulatory obligations could be at risk.

You’ll undertake ongoing monitoring and deliver thematic reviews, setting Terms of Reference, completing testing, and presenting clear findings and actions.

One core responsibility is producing the monthly consolidated risk report, consolidating MI and insight from technical risk managers into a single pack for the Director of Risk, Compliance and Financial Crime to present at the Management Committee and Board.

You’ll also interpret regulatory requirements (including the FCA Handbook) and translate them into clear, practical business expectations and oversight activity.

A proactive risk and compliance professional who can spot what matters, work at pace, and bring clarity to complex information.

Comfortable with producing senior‑ready reporting and able to raise issues and challenge constructively.

Experience in Financial Services is essential, and experience within a distributor model or retail financial services environment is advantageous.

• Demonstrable financial services regulatory oversight experience, including delivery of compliance monitoring, second‑line assurance or risk oversight activity and production of evidence‑based findings and reporting.
• Working knowledge of the FCA handbook and regulations with evidence of interpreting FCA requirements and translating regulations into practical business actions, controls or oversight.
• Proven analytical capability, including interpretation of quantitative and qualitative MI (e.g. KRIs, complaints MI, partner/supplier MI) to identify material risk and draw well‑reasoned, defensible conclusions.
• Advanced reporting and pack‑building skills, evidenced through producing senior‑ready outputs using Excel, PowerPoint and Power BI or equivalent reporting tools.
• Credible delivery and stakeholder impact, evidenced by planning and prioritising work at pace, applying sound judgement on escalation, and constructively challenging stakeholders at senior level to improve outcomes.

Partner with us and enjoy a range of benefits: a colleague discount starting at 10% and potentially rising to 15% at points during the year; pensions scheme and life cover; performance‑related bonus up to 10% of salary; annual holiday allowance with the option to purchase an additional week; season ticket loans; cycle‑to‑work scheme; health cash plans; salary advance; access to a wide range of retailer discounts;

employee assistance programme; paid maternity, adoption and paternity leave.

We’re committed to being a truly inclusive retailer and offer flexible working where possible. For more information, see (Use the "Apply for this Job" box below). (subject to length of service and eligibility criteria).