Accounting and Business Insights Graduate Scheme

End Date Sunday 25 October 2026 Salary Range £42,000

Before you start your application, please note alternative formats are available on request.

Job Description Summary Prior to submitting your application, please visit our early careers website to find out more about the schemes we offer and the recruitment journey:  Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

Shape the numbers. Shape the future. In Finance at Lloyds Banking Group, we do a lot more than balance the books. We’re part strategists, part storytellers, part tech‑savvy problem‑solvers. We guide big decisions, steer smart investments, manage risk. And keep the UK’s biggest bank on the front foot. But let’s be clear this isn’t a “learn as you go” role alone.

It’s a professional qualification journey that will challenge and stretch you from day one. As part of our Accounting & Business Insights programme, you’ll be working towards becoming a chartered accountant, developing the technical excellence, judgement and credibility needed to operate at the heart of the business. You’ll balance a demanding role with structured study, exams and continuous development. It takes commitment, resilience and real drive but the reward is a career-defining qualification and skillset.

The financial world is changing at speed new technology, evolving regulation and shifting customer needs. We’re right there, shaping what comes next. We dive into data, track markets, influence how products are built, and ensure the Group’s financial position is not only strong, but sustainable. You won’t be on the sidelines. You’ll be applying accounting expertise to real business challenges turning complex data into insight, informing decisions on where we invest, how we manage risk, and how we deliver long‑term value.

Three years. Four big rotations. Unlimited learning. Over three years, you’ll develop deep technical expertise while building the commercial insight to influence business decisions. Getting a panoramic view of how the bank ticks (and how to keep it ticking smoothly). Your journey will include:
Core Finance – building strong foundations in reporting, budgeting and forecasting, Insight, data and analysis – using data and technology to generate forward‑looking insights, Final year specialisation – choosing your path in: o Business partnering – working directly with stakeholders to influence decisions OR o Technical Accounting – deepening your expertise in accounting standards and controls. Alongside your placements, you’ll be studying towards a globally recognised chartered accountancy qualification requiring focus, discipline and the ability to manage competing priorities.

What your work could look like:
Spotting market trends and helping shape our investment strategy. Designing controls to keep the Group’s finances rock‑solid. Turning complex figures into clear, actionable insight for senior leaders. Across the programme, you’ll get a 360° view of how finance powers the bank, work on projects with real strategic impact, and be part of tech‑driven transformation that’s redefining what a modern finance function can do.

What it really takes to succeed:
We’re looking for people who don’t just analyse the numbers — but question them. Confidence to speak up – you’ll need to share views, challenge thinking and contribute ideas, even when you’re early in your career. Curiosity to dig deeper – asking “why?” and not settling for surface‑level answers. Proactivity – taking ownership, spotting opportunities and driving things forward without being asked.

Resilience and discipline – balancing a demanding role with professional study and exams. Willingness to be challenged –…