Senior Financial Risk Manager

Job Type: Permanent

Location: This role could be based in any of our offices in London, Birmingham or Edinburgh with time spent working in the office and from home.

Flexible working: All roles are open to part-time, job-share and other types of flexibility. We will discuss what is important to you and balancing this with business requirements during the recruitment process. You can read more about flexible working here.

Salary and benefits: £85,000 to £110,000 dependent upon experience, plus an indicative bonus range of 30% to 60%, private medical cover, 38 days annual leave, excellent pension, 12x salary life assurance, career breaks, income protection, 3x volunteering days and much more.

Closing date: 28th October

We’re Standard Life, a retirement specialist focused entirely on retirement savings and income. We champion the belief that everyone’s journey to and through retirement can be better, and for more than 200 years, we’ve been helping our customers plan and prepare for their financial futures.

Life today is increasingly complicated, uncertain and unpredictable. People move through different careers, face unexpected moments and navigate important choices. We offer our colleagues flexibility, trust and benefits that work for whatever life brings. In return we expect curiosity, connection, accountability and high standards. We make room for what matters - so you can bring your best, every day.

The Senior Financial Risk Manager will play a senior role in Financial Risk Operations, leading high-quality risk reporting and governance activity across external and regulatory disclosures.

We are looking for an experienced financial risk professional who can bring structure, judgement and strong stakeholder management to complex, cross-functional reporting. The role will coordinate input from various areas across Standard to ensure outputs are clear, accurate, and suitable for Boards, Committees, regulators, investors and senior stakeholders. Key deliverables include risk-related input to the Annual Report and Accounts, Interim Report, SFCR, Statutory Accounts, debt prospectus, ORSA and external surveys, including managing governance requirements around these deliverables.

The successful candidate will also support the departmental planning process, governance coordination, oversight of governance processes, process improvement, resource allocation and finance activity, while improving the efficiency and effectiveness of recurring reporting and governance cycles. This senior role requires excellent written communication, proactive ownership, sound judgement and the ability to constructively challenge and influence senior stakeholders.

• Lead key risk reporting outputs, including external and regulatory disclosures, regulatory compliance evidence, and relevant external risk surveys.
• Coordinate input from Finance, Risk SMEs, Legal, CoSec and wider business colleagues, ensuring clear ownership and consistency across risk reporting outputs.
• Draft and review Board, Committee, regulatory and external reporting material, translating complex risk, regulatory and financial information into clear, decision-ready content.
• Support the Head of Financial Risk Operations with governance planning, operational management, resource coordination, and wider team objectives.
• Oversee the governance process for risk committees, including forward planning, agenda coordination, paper tracking, action management and effective engagement with contributors and stakeholders.
• Maintain oversight of reporting-related risks and controls, including relevant RCSAs and controls that support robust, accurate and well-evidenced reporting.
• Provide constructive challenge to ensure…