Enforcement Investigator

Job Title:

Enforcement Investigator

Division:
Enforcement & Market Oversight

Department:
Retail and Regulatory Investigations

• Salary:
  London ranging from £47,300 to £61,000 and National (Edinburgh and Leeds) ranging from £43,100 to £55,000 (salary offered will be based on skills and experience)
• This role is graded as:
  Associate - Level 8 - Regulatory
• 3 available vacancies: 2 permanent and 1 fixed term contract for 12 months - these will be distributed at Hiring Manager discretion

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services.

Enforcement & Market Oversight (EMO) is responsible for the FCA’s responsibilities for market monitoring, delivery of the functions of the UK Listing Authority (UKLA) and the investigation and prosecution of misconduct using the whole spectrum of criminal, civil and administrative sanctions and remedies against firms and individuals.

Retail and Regulatory Investigations (RRI) investigates potential misconduct by regulated firms and individuals working within those firms, involved in retail banking, stockbroking, asset management, mortgage broking and lending, insurance intermediation, financial advice, consumer credit and payment services. We take action against firms that sell unsuitable products or services to consumers, mishandle client money and assets, or have governance and systemic issues.

We also investigate financial crime matters including fraud and misconduct related to AML systems and controls.

Associates are involved at every stage of the investigation process, supporting your team, developing your knowledge and sharing your experience, which includes:

• Taking on differing degrees of responsibility for a mixture of cases depending on their nature and complexity. This could range from playing a leading role in smaller cases with management oversight, to working as part of a wider team on larger more complex cases
• Progressing a portfolio of investigations, managing your work to meet competing deadlines. Obtaining evidence through the use of appropriate tools and powers and developing the case team’s understanding. Exploring detailed evidence and making recommendations
• Drafting all forms of case documents (which may include witness statements, civil orders, statutory notices and papers going before the Regulatory Decision Committee) and correspondence with investigation subjects, their legal representatives and witnesses
• Participating in challenging interviews of subjects and witnesses using compulsory powers, on a voluntary basis and under caution
• Preparing for and presenting cases at, internal case committees when required

• Prior experience of analysing large amounts of information and producing summaries which make conclusions and draw out key findings in the context of investigations or complex casework/projects
• Relevant experience in financial services and/or fraud investigation/litigation

• Prior experience of managing competing priorities across multiple work streams
• Ability to build and maintain effective working relationships with internal and external stakeholders, including in challenging or sensitive contexts
• Demonstrated experience working collaboratively across multidisciplinary teams
• Clear written and verbal communication skills, including producing clear, structured written outputs and presenting findings or recommendations

• 25 days annual leave plus bank holidays
• Colleagues spend a minimum of 50% of their working time in the office each month (60% for Directors and Executive Directors) across our…