Analyste de crédit

WHO WE ARE:

Eden Park Inc. (“Eden Park”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, Eden Park has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. Eden Park is a wholly owned subsidiary of Fairstone Financial Inc., which is a subsidiary of Fairstone Bank of Canada (“Fairstone Bank”).

Collectively, Fairstone Bank and its subsidiaries offer credit cards and rewards programs, point-of-sale financing through merchant partners and unsecured and secured personal loans and mortgages. Learn more at

Come join Fairstone Financial as a Credit Adjudicator.

Be part of Canada’s leading provider of responsible lending solutions to serve Canadians.

At Fairstone we invest in our teams. We offer a broad training program where you will be supported with professional development and encouraged to further build an exciting career with us!

A regular day for you will include:

· Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation.

· Ensure loan applications are assessed accurately and timely in a fast-paced environment.

· Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed.

· Develop and maintain respectful relationships with dealers.

· Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners.

· Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.

· Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

· Perform all other duties as assigned.

Must-haves!

· You possess excellent verbal and written communication skills in English.

· You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.

· You thrive in a fast-paced environment and have strong attention to detail.

· You are tech-savvy and know your way through Microsoft Office Suite and Outlook

· You can collaborate well with various teams and departments.

· You must be available to work all shifts mentioned in the job description.

· Clear criminal reference check

Extra- awesome to have!

· You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry

· Previous experience working with loan origination software

· Post-secondary education in Finance or Business Administration

Working condition

· Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST.

· Option of Permanent Saturday shift with the option of Wednesday or Thursday off; schedules are completed 6 months in advance and our team is very accommodating with switching when required with notice.

· Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift)

- Set shift for this position will be 12 pm - 8 pm MT.

WE ARE PROUD TO BE RECOGNIZED AS Great Place to Work® Canada for 2025 and
Montreal's Top Employers 2025 by Canada’s Top 100 Employers!

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