Credit Analyst II, Business Banking
Job in
Edmonton, Alberta, Canada
Listing for:
TD
Full Time
position
Listed on 2026-02-16
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Financial Analyst
Job Description & How to Apply Below
Description
:
Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies. Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.
CUSTOMER
Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needsContinually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experienceLead all aspects of analysis for assigned portfoliosUtilize sales platform to build a robust understanding of our customers/ target needs, industries and marketsConstantly build knowledge of the market, customers and broader economic factorsIdentify and respond to changes in the business environment, establishing action plans to address customer issues and prioritiesAssist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all timesActively refer to other business partners across TDBG and respond effectively to reciprocal referrals.SHAREHOLDER
Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, risk policies transaction approvals and physical control of assets) to increase profitability and enable business growthProactively promote products, sales, services and banking capabilitiesContribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunitiesComplete business processes / procedures as well as monitoring and control activities in a timely and accurate mannerProtect the interests of the organization - identify and manage risks, and escalate non-standard, high risk transactions / activities as necessaryActively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirementsEnsure necessary due diligence to support the accuracy of all customer transactions / activitiesKeep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impactsAssume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of ConductEMPLOYEE / TEAM
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interestProvide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unitKeep current on emerging trends/ developments and grow knowledge of the business, related tools and techniquesParticipate in personal performance management and development activities, including cross training within own teamKeep others informed and up to date about the status / progress of new requests and/or annual reviews and / or all relevant or useful information related to day-to-day activitiesContribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.Contribute to a fair, positive and equitable environment that supports a diverse workforceBREADTH & DEPTH
Professional role requiring a depth of knowledge / expertise in own domain / field of specialty and working knowledge of broader related areasEnsuring advice and solutions provided within own area of expertise align with the Enterprise strategic priorities, including risk appetite, customer experienceApplies best practices to implement process, product or service improvementsActs as a subject matter expert within their own area of specialty or a resource for othersContributes to setting standards within area of expertiseSolves problems requiring analysis of multiple variables, including consultation with multiple stakeholdersInterprets guidelines, standards, policies and results of analysis to inform decision making at senior levelsBuilds stakeholder alignment when structuring credit requestsWork performed under moderate guidance and supervision from managementIdentifies and leads problem resolution for complex issues at all levelsGenerally, reports to the Senior Manager, Credit ManagementEXPERIENCE & EDUCATION
Undergraduate degree and/or5+ years of relevant experience and/or…
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