Manager, Financing Solutions

National
Bank is experiencing significant growth across Western Canada, creating
exciting opportunities for ambitious banking professionals to help shape the
future of our Commercial Banking business. As we continue to expand our
presence, we are looking for several Manager, Financing Solutions professionals
to support our growing client base and strengthen our market leadership.

In this
role, you will play a pivotal part in delivering financing expertise to a
diverse portfolio of commercial clients while partnering closely with
relationship managers to drive business growth. You will be responsible for
underwriting and structuring complex credit solutions, managing risk, and
supporting strategic client conversations across a broad range of industries
within the Upper Mid-Market Commercial Banking segment. This is a unique
opportunity to join a fast-growing team, make a tangible impact on the success
of businesses across Western Canada, and accelerate your career within one of
the country's leading financial institutions.

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
• Structure complex credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
• Participate in determining client financing needs in collaboration with the Commercial Account Manager
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities

Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.

Reporting to the Senior Director, Commercial Credit, you will manage a portfolio of clients covering the Edmonton region.

Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.

• A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience
• Experience in complex commercial credit
• Experience analyzing financial statements
  
  Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations

Languages:

English

Required skills:

Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community…