VP- Credit Securitisation

Location: Witcham

We are working with a leading international bank , looking to hire an experienced VP within its Securitisation Credit Risk function. This is a high-impact role sitting in the second line of defence, covering ABS/RMBS and related structured finance transactions originated across EMEA. VP - Securitisation Credit Risk London (Hybrid) Competitive base salary  bonus  benefits We are working with a leading international bank , looking to hire an experienced VP within its Securitisation Credit Risk function.

This is a high-impact role sitting in the second line of defence, covering ABS/RMBS and related structured finance transactions originated across EMEA. Key responsibilities Act as a credit approver for securitisation and asset-backed transactions (including RMBS, consumer ABS, auto, cards and trade receivables). Perform independent credit analysis of underlying pools, structures, counter parties and counterpart risk mitigants. Challenge and validate transaction structures, cashflow assumptions, stress scenarios and risk-return profiles.

Prepare and present credit proposals and recommendations to internal credit committees and senior management. Monitor an existing portfolio of securitisation and structured-finance exposures, including limit management, early-warning indicators and watchlist actions. Contribute to the development and refinement of risk appetite, credit policies and underwriting standards for securitised products. Work closely with front office, structuring, legal and risk methodology teams to ensure transactions meet the firm's risk, capital and regulatory requirements.

Candidate profile Significant experience in credit risk or credit approval within a major bank or rating agency, with a clear focus on securitisation / structured finance / asset-backed products. Strong understanding of RMBS/ABS structures, collateral pools, cashflow waterfalls, enhancements and typical covenant packages. Proven experience writing and presenting detailed credit papers and defending recommendations in committee. Solid grasp of relevant regulatory and capital frameworks for securitisation in Europe and the UK.

Excellent analytical skills, with the ability to interpret complex data and communicate key risks succinctly. If you meet the above set criteria, please apply or send a copy of your CV to Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates