AVP, Senior Credit Analyst

Location: Denver Tech Center, CO (In-Office)

Job Type: Full-Time Exempt

Salary: $77,000 - $108,000/YR
* Actual offer will be based on experience, location, education, and/or skills*

Applications should be submitted for consideration no later 1/30/2026.

You're an experienced credit professional with a strong foundation in underwriting, portfolio management, and client servicing. You work efficiently in a fast-paced environment, maintain high standards of credit quality, and support revenue generation through sound analysis and process execution. You bring structure to complex loan requests, mentor junior team members, and uphold compliance across all stages of the credit lifecycle. If you’re detail‑oriented, disciplined, and skilled at managing both relationships and risk—this role is for you.

The AVP, Senior Credit Analyst supports the Profit Center (PC) by identifying key revenue‑generating opportunities across loans, deposits, and investment assets. The role contributes to client growth and retention through accurate underwriting, portfolio oversight, and coordination of the full credit process. Responsibilities include evaluating new loan requests, managing renewals, and ensuring compliance with pricing, credit, and documentation standards. This position plays a critical role in maintaining the health of the loan portfolio—tracking exceptions, covenant requirements, and past dues while supporting Relationship Bankers in delivering complete financial solutions.

Success in this role requires strong analytical skills, independent execution, and the ability to operate efficiently in a fast‑paced, evolving environment.

• Underwrite and analyze complex loan requests, renewals, and modifications, ensuring credit quality, sound structure, and alignment with client needs.
• Coordinate all stages of the credit process—from client outreach and document collection to loan application, approval, closing, and onboarding.
• Maintain the loan portfolio through proactive administration, including tracking past dues, maturing loans, covenants, exceptions, and annual reviews.
• Support cross‑selling efforts by identifying new lending opportunities for existing clients and introducing additional bank products.
• Collaborate with Relationship Bankers and internal teams to support new business development for both existing and prospective clients.
• Provide training and guidance to Credit Analysts and Loan Associates, while ensuring compliance with internal policies and regulatory requirements.

• Bachelor’s degree in business, finance, or a related field
• 5–7 years of lending, underwriting, and/or credit experience
• Proficiency in Microsoft Office Suite, with advanced Excel skills
• Experience with banking and credit software
• Experience with CRM systems
• Strong mathematical and analytical skills
• High initiative and follow‑through
• Ability to work independently and with a team
• Excellent written and verbal communication skills
• Strong organizational skills with the ability to prioritize and multi‑task
• Self‑starter with the ability to collaborate across teams and with clients
• NMLS registration upon hire

• Competitive base salary: $77,000 – $108,000/YR, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Comprehensive health and wellness benefits, including:
  • Health savings accounts (HSA)
  • Flexible spending accounts (FSA)
  • Medical, dental, and vision coverage
• Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.
• A culture of collaboration, continuous improvement, and shared success.

At First Western Trust, we’re more than just a financial institution—we’re a team of forward‑thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways. We celebrate each other’s successes, welcome new ideas, and take personal ownership in everything we do.

A genuine desire to…