Residual Value Risk Framework Specialist

Overview

Join us at a pivotal moment in the automotive industry as we transition toward electrification and new ownership models. As the RV Risk Framework Specialist, you’ll play a key role in protecting our European balance sheet and ensuring consistent, transparent residual value (RV) governance across the UK, France, Italy and Spain.

Residual value—the value of a vehicle at the end of a finance or lease contract—is one of the industry’s most important risk drivers. You’ll help strengthen our RV framework, support senior governance, and drive continuous improvement across multiple European markets.

• Produce clear, high‑quality presentations and reports for senior risk and governance forums, consolidating pan‑European reporting and providing insights into trends and recommending actions.
• Track actions and ensure follow‑up from market teams.

• Identify and streamline inefficient processes, working closely with local RV teams.
• Share best practices across markets to ensure consistent RV oversight.
• Support the maintenance of RV Risk Policies and Procedures and ensure alignment with European and Global standards.

• Assist the RV Strategy & Governance Manager on strategic initiatives, including analysis of EV market trends and vehicle returns analysis.
• Collaborate with Credit Risk, Finance and Remarketing teams to ensure a holistic approach to RV risk.

• Experience in Risk Management, Finance, or Automotive Leasing, including RV management.
• Background in a regulated financial services environment in the UK or Europe.
• Strong analytical skills with the ability to interpret data and produce insights.
• Proficiency in Excel and PowerPoint.
• Ability to work under pressure and drive process improvements.

• Degree in Finance, Mathematics, Data Science or related discipline.
• Experience using Qlik, Power BI or other visualisation tools.
• Experience working across multiple European markets.

The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability.

This position is based in Dunton, Essex, and it is expected the successful candidate will be able to attend the Dunton Campus for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

As part of our pre‑employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.