Senior Product Manager

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Product Manager, Payments based in the United States. We are seeking an experienced Senior Product Manager to lead payment product development across travel transactions and subscription billing. In this remote-first role, you will drive the execution of a strategic payments roadmap while collaborating with engineering, data, finance, and commercial teams.

You will oversee a cross-functional team, translating business objectives into clear requirements and actionable product priorities. Your work will directly influence payment authorization rates, transaction reliability, processing costs, and customer experiences. You will use data-driven insights and experimentation to optimize payment performance and support international expansion. This is an opportunity to shape scalable payment solutions in a fast-growing technology environment, with significant ownership and the ability to influence outcomes through strong product leadership.

• Own payments roadmap execution:
  Collaborate with payments leadership to develop the roadmap for your area, prioritize the team's backlog, and recommend strategic adjustments based on performance data and emerging opportunities.
• Define product requirements:
  Create detailed product requirement documents and business specifications that address transaction flows, failure scenarios, reconciliation impacts, technical dependencies, and scope boundaries.
• Lead cross-functional delivery:
  Coordinate the day-to-day activities of the payments mission-aligned team, facilitate planning and team rituals, manage priorities, remove blockers, and ensure delivery remains aligned with strategic objectives.
• Optimize payment performance:
  Design and evaluate routing and retry experiments to improve authorization rates, reduce transaction costs, and increase successful payment completion.
• Support international expansion:
  Research local payment methods, market requirements, and regional payment capabilities, translating findings into actionable requirements for new-market launches.
• Drive data-informed decisions:
  Analyze authorization rates, decline patterns, transaction costs, and settlement performance to identify improvement opportunities and communicate recommendations to relevant stakeholders.
• Collaborate across business functions:
  Partner with engineering, fraud prevention, disputes, data, finance, and commercial teams to improve payment experiences and balance transaction success, operational reliability, and profitability.
• Contribute to financial reporting:
  Support monthly payments reporting by tracking delivery progress, measuring performance against targets, and communicating upcoming priorities.
• Monitor industry developments:
  Track payment regulations, security requirements, card network rules, strong customer authentication (SCA), and alternative payment method adoption to assess their impact on product strategy.

• Professional experience:
  At least 5 years of product management experience, including a minimum of 1 year working with payments, fintech, checkout, or billing products.
• Payments expertise:
  Working knowledge of modern payment infrastructure, including gateways, processors, acquirers, tokenization, and alternative payment methods.
• Transaction lifecycle knowledge:
  Understanding of one-time payment flows, including authorization holds, delayed capture, and settlement, or recurring billing mechanisms such as payment retries, dunning, and stored payment credentials, with an eagerness to develop expertise across both models.
• End-to-end product delivery:
  Demonstrated success delivering product features from…