Senior Commercial Banking Relationship Manager

Job Overview:

Are you a passionate and results-oriented commercial banking professional seeking a dynamic environment to leverage your expertise?

We're seeking a seasoned Commercial Relationship Manager (CRM) to join our growing Business Banking team. In this pivotal role, you'll play a key role in driving commercial loan growth while building strong client relationships and fostering new deposit opportunities.

What You'll Do:

· Client Acquisition & Growth: Develop a network of Centers of Influence (COIs) and leverage existing relationships to identify and acquire new business members with revenue between $5-$25 million. Focus on securing loan opportunities with strong deposit potential.

· Trusted Advisor: Become a financial expert for your members, understanding their needs through in-depth financial analysis and proactively recommending solutions across Citadel's product suite (loans, deposits, etc.).

· Commercial Credit Expertise: Utilize your strong credit analysis skills to evaluate loan applications, structure deals, and manage credit risk, ensuring all member relationships meet strict compliance standards.

· Cross-Selling & Revenue Growth: Identify and leverage cross-selling opportunities to deepen client relationships and drive profitable business growth by exceeding loan, deposit, and fee income goals.

· Community Engagement: Be a visible and active in the local business community, fostering relationships and identifying potential business members.

· Partnership Focus: Collaborate effectively with internal teams (credit, deposit solutions) and external partners (COIs) to deliver a comprehensive 360-degree client experience.

Who You Are:

· Proven track record of originating and closing commercial loans within a competitive environment.

· Minimum of 7-10 years of experience in commercial banking, with a strong understanding of credit analysis and risk management.

· Excellent communication and presentation skills, with the ability to build strong relationships with business owners and decision-makers.

· Deep understanding of commercial banking products and cash management, including deposit solutions.

· Proven ability to develop and leverage strategic partnerships.

· Active and engaged member of the local business community.

Why Citadel?

At Citadel, you'll join a team passionate about helping local businesses thrive. We offer a competitive compensation and benefits package, along with opportunities for professional development and career advancement.

Responsibilities

· Become a product expert :
Know Citadel's offerings inside and out, including competitor products.

· Build relationships: Network with influencers to bring in new business.

· Be active in the community :
Represent Citadel and find opportunities locally.

· Understand client needs :
Analyze financial data to identify member goals.

· Deliver exceptional service: Regularly review client relationships and provide solutions.

· Grow client business :
Recommend products and close deals to reach revenue targets.

· Mentor colleagues: Train and develop less experienced branch staff and relationship managers.

· Close deals: Actively listen, present solutions, and secure member agreements.

This is a hybrid position. It is expected that a Commercial Relationship Manager will come to work at Citadel HQ – a minimum of 4 of the 5 days a during a work week. The one day flexed is at the Commercial Relationship Manager's discretion. If a Commercial Relationship Manager needs the flexibility to adjust their schedule for early or late Member appointments/business networking attendance those appointments should be preset and on the Commercial Relationship Manager's calendar.

Qualifications and Education Requirements

· Undergraduate degree in…