Credit Analyst

When you join Kyocera Document Solutions America, Inc. you are joining an organization that is deeply rooted in the Philosophy of “doing what is right as a human being.” Through this Philosophy, our employees are passionate about providing best‑in‑class customer service through efficiency, accountability and a sense of urgency, all while putting knowledge to work to drive change.

In addition, we’re a Great Place to Work… and we really mean it! Kyocera Document Solutions America, Inc. was officially certified a Great Place to Work since 2022.

• Manage the order releases for all dealer orders on their assigned order queue.
• Ensure that all conforming orders for creditworthy accounts are promptly released.
• Advise dealers of any credit or collection issues and the requirements for resolution.
• Secure approvals from third‑party finance companies for inventory finance orders.
• Review all documentation for lease split funding orders.
• Monitor the accounts that are delinquent by regularly reviewing the aging information.
• Initiate collection efforts by phone or email to secure payment.
• When discrepancies arise, assist the dealers in resolving the identified issues.
• Work with Customer Service, Sales administration, and Regional Sales staff in an advocacy role.
• Coordinate with Accounts Receivable staff to ensure prompt and correct cash applications, account reconciliation, and invoice payment variances.
• Continuously review CWO reports, at least daily, to ensure CWO invoices are paid within policy. Continuously review third‑party unpaid reports, at least daily, to ensure these invoices are paid within 30 days of the invoice date.
• Effectively negotiate payment plans with dealers and act to ensure adherence to the plans.
• Prepare legal referrals for past‑due accounts as needed.
• Ensure that updated dealer financial statements are received in a timely manner and reviewed annually or more frequently as needed.
• Assist the National Credit Manager by analyzing all types of customer financial statements including compilations, reviews, audits, tax filings, etc.
• Perform financial ratio analysis on the balance sheets, income statements and statements of cash flow to measure the financial condition of the dealer base through liquidity, solvency, efficiency, and cash flow statement analysis.
• After completion of analysis, prepare a formal written credit narrative explaining the risk profile and then make quantitative recommendations to the National Credit Manager.
• Cross train with other regional credit analysts regarding areas of responsibilities.
• Provide monthly reports to Corporate Credit Management such as regional delinquency performance, daily sales Outstanding (DSO), and past‑due analysis.

• Bachelor’s degree in a business‑related field.
• Five or more years’ experience in Commercial Credit Management.
• Possess strong interpersonal and negotiation skills.
• Industry experience is a significant plus.
• Experience with a major ERP (Oracle, SAP, JD Edwards, etc.)
• Proficient with Microsoft Office Suite, particularly Excel and Word.
• Must be a strong team player.
• Must be able to work overtime, particularly during the end of the month.

The typical pay range for this role is $71,000 – $88,000. This pay range represents the base hourly rate or base annual full‑time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography, and other relevant factors.

• Medical, dental and vision plans
• 401(k) retirement plan with Company match
• Life insurance and disability coverage
• Paid time off and holidays
• Paid parental leave
• Employee Assistance Program
• Volunteer Time Off
• Professional development course reimbursement

Note:

This is a general description of the duties and responsibilities most frequently required of this position. The company may from time to time request that the incumbent perform other related tasks and assume reasonable responsibilities that have not been specifically included in this description.

Kyocera provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or protected veteran status. Qualified minorities, women, protected veterans and/or individuals with disabilities are encouraged to apply. Kyocera is an Equal Opportunity Employer and complies with all applicable federal, state, and local laws regarding nondiscrimination.