Credit Review Officer

Job Summary

AgCountry Farm Credit Services is seeking a Credit Review Officer to develop and execute credit review programs across traditional and non‑traditional agriculture and trade credit portfolios. The role focuses on assessing credit administration processes, identifying risk gaps, and recommending improvements to lending policies and procedures.

• Perform credit and file administration reviews for various lending business units and targeted review programs, assess the level of risk caused by identified errors, conduct root cause analysis, and maintain sound documentation to support completed work and assigned loan administration ratings.
• Discuss potential issues with lending business unit teammates, review trend issues, and recommendations with leaders, and participate in escalation meetings with respective leaders as needed.
• Prepare written reports by analyzing review trends, assessing possible root causes, and recommending appropriate corrective solutions. Orally present review findings to the business unit.
• Coordinate loan sample selection during the credit review planning process.
• Lead the training and coordinate activities of guest reviewers who assist in conducting review activities and ensure the review quality and consistency of reviewer work.
• Serve as a consultative resource on credit administration related issues and processes, provide presentations at team or leader meetings, and respond to funding bank, auditor, and regulator questions. Stay abreast of company policy, standards, and procedure requirements. Conduct research to address the most complex questions as they arise.
• Establish and maintain a collaborative working relationship with key review program partners such as Credit, Business Development, Legal, Training, Operations, Technology, and Risk Management teams.

• Bachelor’s degree in Business, Accounting, Finance, Economics, or Agribusiness.
• Minimum of 2+ years of experience in credit underwriting, credit review, or audit.

• Comprehensive medical, dental, and vision insurance.
• 401(k) retirement plan.
• Paid vacation, sick leave, paid holidays, and parental leave.
• Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short‑term incentive pay.

AgCountry Farm Credit Services, Farm Credit Services of America (FCSAmerica), and Frontier Farm Credit are financial cooperatives committed to serving rural America and supporting each other. Together, we support nearly 82,000 producers and agribusinesses through lending, risk management, technology, commodity marketing, and customer and employee education. AgCountry is an Equal Employment Opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.