VP Construction Lending Manager

Requisition Number
: VPCON
002127

• Full-Time
• Hybrid

Showing 1 location

Danbury, CT 06810, USA

Manage Bank's Construction Loan process and procedures as well as develop and maintain a portfolio of new and existing commercial mortgage and construction loan accounts.

• Oversee all aspects of construction process including maintenance of appropriate construction procedures and policies in conjunction with Commercial Services, SVP - Department Head.
• Effectively interface with outside experts such as accountants, appraisers, architects, attorneys & engineers associated with projects being financed.
• Structure, coordinate and underwrite construction loans in conjunction with Credit Administration and other commercial loan officers as applicable.
• Manage selection of third party professionals including engineers, building professionals and inspection firms to coordinate project cost feasibility, budget reviews and inspections.
• Actively manage and prepare a monthly report on status of all construction loans.
• Structure, coordinate and underwrite loans in conjunction with Credit Administration as applicable.
• Able to handle multiple, complex transactions at a time.
• Knowledgeable in bank operations, procedure and in the types of transactions which are most desirable to the Bank.

• Develop and manage large and most complex commercial account relationships with a focus towards commercial real estate developers and construction projects.
• Communicate with customers throughout application, loan and construction process as appropriate.
• Solicit for new business and interview applicants.
• Participate in joint calling efforts with branch personnel and commercial lenders.
• Demonstrate strong leadership skills.
• Cross sell bank products and services, counseling customers on pertinent product awareness.
• Communicate with internal and external customers throughout application and loan process.
• Maintain, through active participation, professional and community relationships, increasing the Bank’s visibility within the marketplace furthering professional development

• Collect and analyze financial and related data to establish creditworthiness.
• Approval as appropriate of loan policy exceptions, modifications, risk ratings, etc.
• Monitoring of problem construction loan credits to ensure prompt follow-up and resolution.
• Management of credit approval process for construction loans to ensure adherence to established loan policies and procedures.
• Able to handle multiple, complex transactions at a time with little supervisor assistance.
• Knowledgeable in bank operations, procedures, and in the types of transactions which are most desirable to the Bank.
• Structure, coordinate and underwrite all loans in conjunction with Credit Administration as applicable.
• Handle new loan requests in conjunction with governmental loan programs.

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