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Executive Underwriter - Special Risk; Loss Sensitive​/Accounts; Commercial P&C

Job in Farmington Hills, Oakland County, Michigan, USA
Listing for: Amerisure Insurance
Full Time position
Listed on 2025-12-02
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Risk Manager/Analyst, Insurance Claims
Job Description & How to Apply Below
Position: Executive Underwriter - Special Risk (Loss Sensitive/Large Accounts) (Commercial P&C)

Executive Underwriter - Special Risk (Loss Sensitive/Large Accounts) (Commercial P&C)

Amerisure is a property & casualty insurance company that serves mid‑size commercial enterprises in construction, manufacturing and healthcare. With an A.M. Best “A” (Excellent) rating, Amerisure manages nearly $1 billion of direct written premiums and maintains $1.21 billion in surplus.

This role can sit remote in most U.S. locations. The Executive Underwriter, Special Risk will underwrite and manage a portfolio of complex special‑risk accounts, leveraging loss‑sensitive expertise to drive profitable growth and serve as a strategic partner for select agency partners.

Responsibilities
  • Evaluate and apply advanced underwriting judgment to price and negotiate complex loss‑sensitive accounts.
  • Create loss‑sensitive programs using the Special Risk Quote application in accordance with SR program guidance.
  • Build a pipeline of new loss‑sensitive opportunities for assigned select agencies that aligns with Amerisure’s risk appetite.
  • Influence and contribute to the development of loss‑sensitive underwriting guidelines.
  • Maintain and manage a portfolio of loss‑sensitive renewal accounts, aligning with our loss‑sensitive program, pricing and loss‑ratio objectives.
  • Build and maintain effective relationships with select agencies to drive successful acquisition of new and desired renewal accounts.
  • Deliver loss‑sensitive training workshops to agencies to support producer development.
  • Maintain organized and thorough underwriting documentation in accordance with Amerisure’s standards and guidelines.
  • Attain established underwriting performance metrics for both new and renewal accounts, including production goals and quote and hit ratios.
  • Partner with internal teams such as claims and risk management to ensure comprehensive support for agency partners.
Requirements
  • Bachelor’s degree or equivalent experience.
  • Seven years underwriting experience in commercial middle‑market insurance.
  • Proven success managing a portfolio of complex accounts with demonstrated profitability.
  • Deep underwriting knowledge of complex risks including loss‑sensitive programs.
  • Strong analytical, data‑driven and problem‑solving skills, including the ability to handle ambiguity.
  • Preferably holding CIC, CPCU or AU designations.
  • High business acumen to assess market conditions, competitive positioning and portfolio performance.
  • Proficient computer skills including Microsoft Office Suite.
  • Demonstrated ability to build positive partnerships and work collaboratively with cross‑functional business teams.
  • Strong communication and negotiation skills to convey complex concepts clearly.
  • Capability to travel up to 15%.

Amerisure offers a competitive total rewards package that includes base pay, performance‑based incentive pay, comprehensive health and welfare benefits, a 401(k) plan with profit sharing and generous paid time off. Flexible work arrangements are available to promote work‑life balance.

Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. We comply with applicable federal, state and local nondiscrimination laws and prohibit workplace harassment of any kind. Improper interference may result in discipline up to discharge.

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