Loan Officer

Join to apply for the Loan Officer (55840) role at First State Community Bank
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The Loan Officer role will be responsible for business development within the community and administration of a high‑quality loan portfolio consisting of consumer, real estate & commercial loans.

• Establish, develop and maintain relationships with key partners in the community (e.g., Realtors, Tax Professionals, Developers, etc.).
• Provide prompt, courteous attention to all customers to meet their financial needs.
• Coordinate interaction between borrower and all other parties involved, keeping customers updated throughout the process.
• Show ability to work independently, under pressure, and against time deadlines.
• Maintain keen attention to detail related to loan applications, processing, new regulations, bank policies, and procedures.
• Communicate proactively with account holders whose loans are in arrears.
• Understand all compliance aspects of lending (HMDA, RESPA, Fair Lending, Reg B, Reg O, Flood Determination, Reg Z, CRA, etc.).
• Stay knowledgeable about banking compliance (BSA, Privacy, OFAC, Security, Reg CC, Reg DD, Reg E, Patriot Act, etc.).
• Demonstrate problem‑solving, analysis, and time management skills.

• Competitive pay and benefits package with a variable compensation program based on team performance.
• 401(k) with generous employer match.
• Helpful, qualified, and available leadership.
• A caring, stable work environment.

• College degree preferred.
• Strong decision‑making skills required.
• Attention to detail is a necessity.
• Prior sales experience preferred.
• Proficient & timely communicator; in‑person, phone, electronic.
• Must possess the ability to maintain high productivity in an unstructured work environment.
• Exceptional customer service skills required.

Being a First Stater means you roll up your sleeves, work hard, learn new skills, and are always eager to improve. You help the team by being a great teammate, passionately making a difference in the lives of our customers and communities, and consistently finding new ways to improve the organization. Make a difference — apply now!

First State Bancshares, Inc. is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.

Entry level

Full‑time

Finance and Sales

Banking