Consumer Loan Officer

Responsible for evaluating applications for Construction, Land and Bridge Loans and making recommendations to approve or deny these requests.

None

• Discuss potential Construction, Land and Bridge Loan terms with customers
• Review and underwrite applications for Construction, Land and Bridge Loans
• Prepare loan packets for review and approval by the Centennial Lending Loan Committee as well as the Originating Credit Unions
• Coordinate participation/funding of approved loans among Partner Credit Unions
• Complete Construction Loan Budget Tracking spreadsheets and coordinate with borrowers, builders and the Centennial Servicing Department to monitor and manage the construction draw process
• Assist with the underwriting and completion of annual reviews on the Commercial Portfolio as assigned
• Conduct site inspections of collateral properties
• Interact with Credit Unions to ensure goodwill
• Collection of delinquent loans
• Other duties as assigned

• Bachelor’s Degree in Business and a minimum of 2 years of experience in consumer loan underwriting

• Proficient in the use of personal computers, word processing, email, spreadsheets and other related applications
• Must be self‑motivated and work independently to manage workflow, deadlines, and reporting
• Ability to effectively and professionally communicate verbally and in writing
• Respond professionally and resolve inquiries and complaints in a timely manner
• Concurrently manage multiple time‑sensitive projects and duties
• Define problems, collect data, and resolve issues
• Ability to read, analyze, and interpret common, technical, and industry specific documents
• Maintain eligibility for licensure under the SAFE Act
• Understanding of residential construction, lot and bridge loan products, structures and pricing
• Proficient in reviewing and underwriting personal financial statements, credit reports, and tax returns
• Knowledge of state and federal regulations impacting the origination of all loan types

11281 Business Park Circle, Firestone, CO 80504