Underwriter – Motor

Job Title

Underwriter – Motor Fleet

QBE Europe

Chelsford or London, hybrid working

Full time

Full‑time employee role focused on underwriting vehicle fleet business in line with the QBE business plan and underwriting guidelines. Works within delegated authority, collaborates with brokers, provides specialist risk advice, and mentors junior underwriters.

We have an exciting opportunity for an experienced Underwriter to join our South East Motor Fleet team, based from Chelmsford or London. This broker‑facing position focuses on new and existing business across a broad range of clients, enabling you to develop the portfolio and build new business opportunities while working in a technically complex environment.

• Underwrite insurance risks in accordance with the Business Plan and within delegated authority.
• Build and maintain strong relationships with stakeholders, including customers, brokers, business partners and colleagues.
• Develop relationships in line with the Business Plan to support the achievement of business objectives.
• Understand and comply with QBE’s reinsurance strategy to minimise risk and deliver business plan objectives.
• Participate fully and use your expertise to shape and develop strategy, knowledge and best practice.
• Promote the department, division and company to maximise brand leverage.
• Monitor market dynamics and demonstrate market cycle awareness to operate effectively.

• Proven experience in Motor Fleet underwriting within the insurance industry.
• Strong understanding of profit drivers and strategic decision‑making to support long‑term growth.
• Proficiency in Excel and underwriting tools, with the ability to analyse data and modelled results.
• Solid grasp of legal, regulatory, and risk profiling requirements.
• Leadership, influence, negotiation and effective communication skills.
• Excellent prioritisation, interpersonal and programme design skills.

30 days holiday per year with the option to buy up to 2 additional days; flexible working options including part‑time, job share and compressed hours; automatic enrolment into the QBE pension plan with employer contributions of 10% of basic salary. Additional benefits include comprehensive health coverage, performance incentives and a culture that recognises employee achievements.

QBE is an equal‑opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

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