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Mortgage Lending Officer, Northern KY
Job in
Florence, Boone County, Kentucky, 41022, USA
Listed on 2026-01-13
Listing for:
Central Bank & Trust Co
Full Time
position Listed on 2026-01-13
Job specializations:
-
Finance & Banking
Banking & Finance, Financial Sales, Financial Consultant, Mortgage Loan Originator / Advisor
Job Description & How to Apply Below
Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities
JOB SUMMARYOriginates conventional, FHA, RHS, and VA loans to include Kentucky Housing and other special bond issue mortgage loans.
EDUCATION/EXPERIENCE REQUIRED- Must meet one of the following:
- Associate’s degree (or commensurate hours) with three years’ experience in secondary market lending and/or mortgage origination
- Five years’ banking experience with 3 years being within the secondary market in lending and/or mortgage origination
- Proven strength and solid experience in sales
- Good personal computer skills, to include Word and Excel software
- Excellent verbal and written communication, problem solving, organization, time management, interpersonal skills, and customer service
- Skilled in numerical analysis and deductive reasoning
- Proficient in loan origination software
- Strong understanding of loan products, underwriting, and credit analysis
- High level of attention to detail and ability to manage multiple files simultaneously
- Counseling applicants on available loan programs, qualifying requirements, and terms
- Preparing and reviewing loan applications, disclosures, and supporting documentation for accuracy and compliance for all types of mortgage loans to be sold on the secondary market,
- Collecting and analyzing financial and credit information to determine borrowers’ eligibility for loan products, appropriate structure, and pricing
- Working closely with processors, underwriters, and closers to ensure timely and accurate loan processing through funding
- Soliciting business through realtors, builders, and other sources of potential mortgage loan business
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