Servicing Compliance Testing & Validation Auditor

Cross Country Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow!

CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.

We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

The Servicing Compliance Testing and Validation Auditor will support Round Point Mortgage Servicing LLC. The primary responsibility of the Servicing Compliance Testing and Validation (SCTV)
Auditor is to conduct independent and effective testing and monitoring to assess compliance with all applicable requirements, including federal, state, and agency guidance, as well as Round Point policies and procedures. The SCTV Auditor is expected to demonstrate a working knowledge of mortgage servicing activities and associated regulatory compliance requirements.

• Perform independent, in-depth, loan-level SCTV testing utilizing the defined testing scripts.
• Utilize the appropriate subsystems and applications as needed and leverage guidance from SCTV Lead, Supervisor and Manager as needed.
• Evaluate testing results to identify findings that signal process or control weaknesses, gaps, or potential non-conformance with requirements, and document the findings as required in the system of record.
• Review assessment of testing results with designated testing partner.
• In partnership with SCTV Lead or Supervisor, communicate testing results with the relevant operational line(s) of business to determine the disposition of all findings, whether valid, eliminated or mitigated.
• Ensure that testing results are thoroughly documented within the system of record by confirming that the testing and tracking systems are updated with required descriptions of testing results, documentation and rationale relative to the disposition of all findings (Valid, eliminated or mitigated).
• In partnership with SCTV Lead or Supervisor, identify valid exceptions and ensure that they are rated, documented, and reviewed with line of business representatives, documenting all dispositions in the tracking system.
• In partnership with SCTV Lead or Supervisor, calibrate with operational line of business partners to identify and document evidence of process or control gaps and the actionable remediations.
• Identify and document compliance gaps when consensus cannot be reached, partnering with the SCTV Manager and Servicing Compliance to conduct gap assessments and support remediation planning.
• Perform discretionary testing as required and report the results to SCTV Lead, Supervisor or Manager as directed.
• Maintain an understanding and knowledge of the required audit scope, loan criteria, servicing activity, required systems, documentation, and regulatory requirements to successfully execute SCTV testing.
• Maintain responsibility for meeting Round Point’s commitment to compliance.
• Perform other duties as assigned.

• 3+ years mortgage servicing experience.
• Experience identifying or evaluating mortgage…