VP​/Commercial Lender

VP/Commercial Lender

Firstar Bank

Responsible for business development and growth of commercial loan and bank products, plus management of a loan portfolio comprised of small to medium size loans.

• Build relationships while interviewing loan applicants to gather information concerning their needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
• Develop and manage commercial and consumer loan portfolios including maturing loans, past due loans, exceptions and deposits.
• Make decisions on loans and terms if within own lending limits or make recommendations to the Executive Loan Committee when necessary.
• Analyze loan requests and develop written proposals to the Executive Loan Committee.
• Ensure timely delivery of technically accurate spread sheets, loan monitoring activities, and annual exposure reviews to facilitate a sound credit portfolio.
• Manage maturing loans, past dues, exceptions, and deposits of the portfolio.
• Coordinate the origination and closing of loan requests.
• Ensure compliance to government regulations and bank policies.
• Network in the community to develop relationships and create new business opportunities including commercial and consumer loans, real estate loans, deposit products, investment products and treasury management products.
• Direct and assist support staff, as needed.
• Represent Firstar Bank in various civic and community functions to further enhance its image and develop or promote additional business/consumer relationships.
• Project a positive and helpful image to all customers of the bank.
• Complete annual training as required.
• Participate in bank/community activities.
• Other duties as assigned.

Executive

Full-time

Finance and Sales

Banking

Fort Smith, AR