Retirement Plan Wealth Advisor

The Retirement Plan Wealth Advisor serves as the primary fiduciary advisor for employer-sponsored retirement plans while building individual wealth relationships. This role combines technical expertise in plan administration and compliance with consultative relationship management, ensuring exceptional service to plan sponsors and participants.

• Bachelor’s degree in finance, Business Administration, or related field.
• Minimum 5 years of experience in retirement plan administration or wealth management.
• Professional designations preferred: CFPØ, CRPSØ, FIRSØ, ChFCØ, etc.
• Strong understanding of ERISA, fiduciary responsibilities, and investment principles.
• Ability to travel up to 30% to employer sites and regional offices.
• Excellent communication and relationship-building skills.

• Employer‑Sponsored Plan Management
  • Act as lead advisor for employer‑sponsored retirement plans (401(k), 403(b), etc.).
  • Partner with internal operations and third‑party administrators for accurate plan administration and compliance.
  • Provide plan design guidance, benchmarking, and regulatory updates to plan sponsors.
  • Conduct participant education sessions and retirement readiness consultations.
• Wealth Relationship Development
  • Build and maintain strong relationships with plan sponsors and participants.
  • Identify opportunities to deliver holistic wealth management solutions, including investment, trust, and estate planning.
  • Operate under fiduciary standards, ensuring all recommendations prioritize client best interests.
• Compliance & Governance
  • Maintain expertise in ERISA, fiduciary obligations, and retirement plan regulations.
  • Ensure adherence to State Bank Wealth Management policies and regulatory requirements.
  • Participate in internal audits and compliance reviews.

• Consultative approach with a focus on client needs.
• Proficiency in retirement plan platforms and financial planning tools.
• Strong analytical and problem‑solving abilities.
• Proficient reading, writing, grammar, and mathematics skills.
• Proficient interpersonal, communication, and sales skills.
• Proven management skills.
• Strong knowledge of current trust regulations and tax laws.
• Valid driver’s license.

• Coordinate and participate in client face‑to‑face meetings; monitor staff to ensure expectations are exceeded.
• Provide staff with technical level of knowledge for employee benefit accounts and personal trust accounts.
• Perform various duties in order to provide efficient and accurate trust accounting, record keeping, and reporting services as follows:
• Develop operating procedures and programs designed to ensure the efficiency and accuracy of employee benefits accounts, accounting, etc.
• Record keeping of accounts.
• Reporting information used in client reports, tax reports, management reports, etc.
• Communicate procedures to department personnel and other division personnel who need this type of information.
• Reconcile various trust issues with other divisional personnel.
• Cooperate with, participate in, and support the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements.
• Communicate with the immediate supervisor, other State Bank managers, and appropriate staff personnel in order to integrate goals and activities.
• Provide periodic reports to the immediate supervisor and other groups as required throughout the company.
• Abide by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.
• Coordinate departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties.
• Report pertinent information to the immediate supervisor as requested, or according to an established schedule; comply information as necessary or as directed and provide date to appropriate bank personnel.
• Respond to inquiries relating to his/her particular area, or to requests from customers,…