Senior Manager, Credit

For our client, we are seeking a Senior Manager, Credit to join the team of a leader in the Enterprise Technology space. This role will lead credit underwriting strategy and decisioning for a fast-moving business environment, with a strong emphasis on risk discipline, automation, and portfolio performance. You will own the standards that guide underwriting decisions, ensuring consistency, sound judgment, and clear escalation paths.

In close partnership with Data Science and Fraud Operations, you will help evolve the credit function from manual review to more scalable, data-driven decisioning.

Location:

Remote

Compensation: $151,300 – $178,000 annually

• Hold the credit team accountable to underwriting standards and decision quality expectations
• Write and own the credit underwriting standard, defining signals and escalation paths
• Build backtest infrastructure to analyze proposed rule changes against historical data
• Partner with Data Science to transition from manual review to automated decisioning
• Lead and develop the credit team, setting expectations and enhancing analytical capabilities
• Deliver portfolio analytics to leadership, focusing on key performance metrics
• Coordinate with Fraud Operations on application fraud signals related to underwriting

• 8+ years of credit underwriting or credit risk experience
• 3+ years of experience leading a credit team with a focus on designing operating models
• Deep expertise in commercial credit, including setting limits and interpreting financial signals
• Hands-on experience with commercial credit bureaus and KYB processes
• Automation-minded approach to underwriting, with a focus on increasing automation rates
• Proven ability in portfolio analytics and reporting, including tracking delinquency and cohort performance
• Background in a fast-paced fintech, corporate card, or SMB credit environment

• Competitive base pay tied to role and experience, with equity for all employees
• Hybrid-hub model offering flexibility for remote or in-office work
• Access to a comprehensive list of benefits at the company's culture site

Our client is an equal opportunity employer.