Portfolio Manager II - Construction, Engineering & Architecture

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich.,

and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and annual discretionary bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours Promote from within culture

This Portfolio Manager, II supports the rapidly growing Construction, Engineering, & Architecture Commercial Banking team. The Portfolio Manager analyzes commercial business financial statements and calculates critical credit metrics such as cash flow, leverage, working capital, and collateral coverage. In this role, you will be responsible for underwriting and obtaining commercial loan approvals for this specialized team. The Portfolio Manager will be a point of contact for client relations and will be responsible for client interaction.

• Manage an assigned portfolio of commercial customers in partnership with the relationship manager
• Structure and underwrite complex commercial loan transactions in your assigned portfolio and for new business transactions
• Prepare credit packages for annual reviews, renewals, new loan requests, portfolio reviews and criticized asset reviews
• Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking, etc.)
• Coordinate collection and review of financial statements, covenant compliance certificates, borrowing bases, and other required reporting documents to comply with loan agreement requirements
• Monitor assigned portfolio for early warning signs of financial weakness or other risks and work with borrowers to develop and execute an appropriate plan to mitigate risk
• Provide credit recommendations to the appropriate level of credit administration
• Review and negotiate loan documentation in consultation with legal counsel and ensure renewals and modifications are properly closed
• Serve as contact for, provide support of and responses to internal audits, loan review, compliance reviews and regulatory exams for the bank
• Comply with all bank policies and procedures as well as applicable state and federal regulations

• Bachelor's degree from an accredited institution with a business, finance, economics or accounting major
• Minimum 4 years’ financial services industry experience, with a working knowledge of banking environment, products and all supporting processes and technology; prior commercial credit experience highly preferred
• Formal Bank credit training is preferred, with a strong understanding of general credit and risk principles, mitigates, and banking policies/procedures
• Thorough understanding of risks (market, rate, leverage, etc.) as it applies to the…