AVP of Credit

Our Culture

We believe everyone who works with us at Radiant should have the power to shine.

Our culture is built on connection, care, and community impact. We’re passionate about creating brighter futures by investing in the places we live, work, and play - and that starts with our people. Integrity guides everything we do, and our people are empowered to explore new ideas, grow with purpose, and help shape meaningful experiences for our members. We celebrate the unique light each person brings and foster a welcoming, inclusive environment where everyone feels valued.

For all in our community, we go the extra mile to create moments that feel personal and thoughtful, because our members and teammates deserve nothing less than exceptional care and service.

To us, taking care of our team includes professional, financial, and personal wellness.

• health, dental, and vision insurance, along with access to telemedicine
• generous PTO accrual
• eleven and a half paid holidays (bank holidays!)
• Employee Assistance Program
• gym reimbursement
• education reimbursement

A team of employees who are appreciated and supported is a team that creates the best member experience, so we're committed to setting the standard for how people should be treated.

For more than 50 years we've been a place where community is created and strengthened. We've built our foundation on being a place that builds brighter futures for all.

Be part of our team, start your Radiant journey today.

Position:AVP of Credit

Location: Gainesville, FL

Remote Status: On-Site

Job :324-2026

# of Openings:1

The Assistant Vice President (AVP) of Credit provides leadership and oversight of the Credit Union’s underwriting operations across Consumer, Real Estate, Indirect, and Business lending. The AVP ensures sound, consistent credit decisions aligned with risk appetite, policies, regulatory requirements, and organizational goals.

The AVP leads and develops the underwriting team, supports lending policy development, and promotes a culture of accountability, professional growth, service excellence, and prudent risk management.

The AVP also provides leadership for the Credit Union’s AI underwriting program, including governance, implementation, monitoring, and continuous improvement of AI and automated decisioning technologies. This includes partnering with Lending, Risk & Compliance, IT, and other stakeholders to ensure AI-enabled solutions improve efficiency, consistency, and member experience while maintaining transparency, explainability, data integrity, human oversight, and regulatory compliance.

• Manages Consumer, Real Estate, Indirect, and Business underwriting operations, including production, workload management, quality, and efficiency.
• Aligns underwriting strategies with organizational goals and provide insights on portfolio performance, product development, pricing, and credit policy.
• Leverages data and technology to improve underwriting consistency, quality, and efficiency.
• Provides leadership with the AI underwriting program, including system integration, performance monitoring, and continuous improvement.
• Evaluates emerging AI technologies and automated decisioning practices to ensure alignment with business objectives and risk appetite.

• Ensures compliance with NCUA, CFPB, Fair Lending, federal and state requirements, and Credit Union policies.
• Updates underwriting procedures and policies as regulations and lending programs evolve.
• Establishes appropriate controls for AI-enabled underwriting, including fair lending, model risk, data governance, privacy, compliance, and operational risk.
• Monitors AI and automated decisioning for disparate impact, data issues,…