Credit Analyst

About the Role

Our client, a leading financial services provider based in George , is looking for a diligent and insightful Credit Analyst to join their growing team. This position involves assessing the creditworthiness of potential borrowers and managing existing credit facilities to mitigate risk. You will play a vital role in the lending process, ensuring that the company's portfolio remains sound and profitable.

This role offers a blend of analytical work and client interaction, providing a challenging yet rewarding career path in the financial sector within the beautiful Western Cape region.

• Analyze financial statements, credit reports, and other financial data to assess credit risk.
• Prepare detailed credit applications and recommendations for loan approval or rejection.
• Monitor assigned loan portfolios for potential risks and covenant compliance.
• Conduct industry and market research to support credit decisions.
• Communicate with clients regarding financial requirements and credit decisions.
• Develop and maintain strong relationships with internal stakeholders and external clients.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Demonstrated experience as a Credit Analyst or in a similar lending-related role.
• Solid understanding of financial analysis, risk assessment, and credit principles.
• Proficiency in financial software and MS Office Suite, particularly Excel.
• Strong analytical and problem-solving skills with keen attention to detail.
• Effective communication and interpersonal skills.

• Competitive compensation and performance bonuses.
• Hybrid work model offering flexibility.
• Comprehensive medical and retirement benefits.
• Continuous learning and professional development opportunities.
• Vibrant work culture in a scenic George location.