Commercial Lender

Overview

As a Commercial Lender, you will serve as a member of the Lending division responsible for development and management of a commercial loan portfolio. The position prospects for quality loan opportunities and generates and maintains a quality loan portfolio.

Join the Guaranty Bank and Trust Team!

Are you ready to embark on a thrilling career in the banking industry? At Guaranty Bank and Trust, we are a community of passionate individuals dedicated to making a positive impact. From personalized service to active community involvement, we support our neighbors and invite you to be part of this journey.

Why Choose Us?

Founded in 1913, Guaranty Bank & Trust serves the community with a mission that goes beyond financial transactions, focusing on building bridges, nurturing growth, and ensuring a brighter future. Recognized for its excellence, Guaranty Bank & Trust has been named one of the “Best 100 Companies to Work for in Texas” by Texas Monthly Magazine for thirteen consecutive years and has earned a 5-star rating from Bauer Financial, Inc.

Exciting Opportunities Await

At Guaranty Bank and Trust, we offer competitive pay, comprehensive benefits, and ample Paid Time Off (PTO) to support work-life balance. We also prioritize on-the-job training and continued educational opportunities to help your career flourish.

The job functions are:

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high quality loans which comprise C&I loans and owner occupied CRE loans. Knowledge of SBA loans is required.
• Demonstrate the ability to be a calling officer and prospect for new loans.
• Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio.
• Develop measurable goals and objectives that focus on both customer service and long term profits.
• Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services to customers and cultivating relationships with potential customers to drive loan growth.
• Keep abreast of related industry and professional trends and products and services to ensure current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processes as they relate to assigned areas of responsibilities.
• Contribute to the positive image and growth of the bank.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.
• Participate in project meetings.
• Secondary oversight of lobby services.
• Management of personal banking, cash operations, and loan floor supervisors.
• Daily oversight in absence of market supervisor/president.
• Perform any additional duties and tasks assigned by management.

QUALIFICATIONS & SKILLS:

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Strong knowledge of lending products and services.
• Self-motivated with a strong work ethic and ability to handle high pressure situations.
• Exceptional management, organizational, planning, time management and project management skills.
• Excellent written, communication and customer relations skills.
• Ability to set strategic goals and ensure high quality of products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.
• Must live within 45 minutes of the bank's location listed below.

• Bachelor's degree in accounting, finance, economics, or business-related field required.
• Minimum of three years Commercial Lending experience.
• Formal credit training - preferred.

Guaranty Bank & Trust in Georgetown, TX. Must live within 45 minutes of the bank's location listed below.

Address: 624 South Austin Avenue Suite 100 Georgetown, TX 78626

Imagine working in a place where your career drives both personal success and customer satisfaction. Our…