Credit Risk Business Analyst

Join us at Barclays as a Credit Risk Business Analyst. We are seeking an experienced Business Analyst with direct Credit Risk expertise to support the delivery of strategic regulatory and risk transformation initiatives. The successful candidate will have a proven track record of working within Credit Risk and AIRB environments, with a deep understanding of key risk parameters including PD, LGD and EAD, as well as the associated PRA and CRR regulatory requirements.

Acting as the bridge between business and technology teams, you will work closely with Risk, Modelling, Credit and Operations stakeholders to define, challenge and document requirements, ensuring solutions are aligned to both regulatory expectations and business objectives. This role requires strong analytical capability, excellent stakeholder management skills, and the ability to understand complex data flows, assess impacts and drive delivery across large-scale change programmes.

• Risk & Regulatory Knowledge
  • Understanding of AIRB, PD, LGD, EAD, CRR and PRA expectations.
  • Ability to challenge requirements from a regulatory perspective.
• Requirements Elicitation & Documentation
  • Gather business requirements from Risk, Credit, Modelling and Operations teams.
  • Translate requirements into BRDs, user stories, functional requirements and data requirements.
  • Ensure requirements are traceable through to delivery.
• Stakeholder Management
  • Facilitate workshops and challenge business assumptions.
  • Manage competing priorities across business, IT and risk teams.
  • Build consensus and drive decisions.
• Data Analysis
  • Understand source systems, data lineage and data quality issues.
  • Analyse datasets and perform impact assessments.
  • Use SQL and/or Excel confidently to investigate problems and validate outputs.

• Process & Operating Model Design
  • Map current and target state processes.
  • Identify control gaps, manual workarounds and optimisation opportunities.
• Delivery & Change Experience
  • Experience working within Agile and Waterfall programmes.
  • Ability to support testing, implementation and business readiness activities.

This role is based in Glasgow or Northampton.

To support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities.

• Identification and analysis of business problems and client requirements that require change within the organisation.
• Development of business requirements that will address business problems and opportunities.
• Collaboration with stakeholders to ensure that proposed solutions meet their needs and expectations.
• Support the creation of business cases that justify investment in proposed solutions.
• Conduct feasibility studies to determine the viability of proposed solutions.
• Support the creation of reports on project progress to ensure proposed solutions are delivered on time and within budget.
• Creation of operational design and process design to ensure that proposed solutions are delivered within the agreed scope.
• Support to change management activities, including development of a traceability matrix to ensure proposed solutions are successfully implemented and embedded in the organisation.

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be…