Actuarial Advisor - GHB EU - Pricing, Forecast and Analytics

The Actuarial Advisor is a senior individual‑contributor role within the Global Health Benefits (GHB) Europe pricing organization. This position provides expert leadership on medical claims analytics, forecasting, and data management to support financial performance, affordability efforts, and strategic planning across European markets.

In this role, you will independently lead complex actuarial analyses, manage core actuarial datasets, and deliver actionable insights into the key drivers of medical claims. You will collaborate across the enterprise—Product, Underwriting, Finance, Network, and Market teams—to influence decisions using deep actuarial expertise. The position requires strong technical capability, sound judgment, and the ability to communicate insights clearly to senior audiences.

• Lead the development and refinement of medical claims forecasting models, incorporating cost trends, utilization patterns, benefit design, geography, and demographic dynamics.
• Use advanced actuarial techniques to project claim costs, identify emerging risk factors, and anticipate future medical cost pressures.
• Develop and maintain trend frameworks that support enterprise affordability strategies and regional performance reviews.

• Own, manage, and govern the core actuarial datasets used for pricing, forecasting, and trend analysis.
• Oversee data quality, transformations, and documentation to ensure accuracy, consistency, and audit‑readiness.
• Partner with Data Engineering, Finance, and BI teams to enhance data pipelines and strengthen analytic capabilities.

• Produce regular insights into key drivers of claims results—such as utilization trends, cost inflation, provider mix, care patterns, and plan design impacts.
• Communicate analytical findings to leadership and cross‑functional partners, using clear storytelling tailored for both technical and non‑technical audiences.
• Provide expert consultation to Underwriting, Product, Finance, and Strategy teams on the actuarial implications of claims trends and emerging market dynamics.

• Develop and refine actuarial assumptions that support projection models, budgeting cycles, and regional planning activities.
• Contribute actuarial leadership to broader GHB Europe initiatives, including affordability work streams, experience reviews, and long‑term strategic analyses.
• Serve as a subject‑matter expert on claims analytics, cost drivers, forecasting methodologies, and actuarial best practices.

• Mentor and guide actuarial analysts, providing direction on forecasting, data management, and analytical rigor.
• Drive continuous improvement through innovation in modeling approaches, automation, and analytical frameworks.
• Exemplify actuarial governance and contribute to the strengthening of controls, documentation, and methodological standards.

• 6-10 years of relevant actuarial- or health-related experience
• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Data Science, or related quantitative field.
• ASA designation (or international equivalent) with progress toward FSA (or equivalent).
• Advanced proficiency in Excel and experience with coding languages such as VBA, SQL, and/or R.
• Demonstrated expertise in claims analytics, actuarial modeling, or medical cost forecasting.
• Strong communication skills with the ability to influence and engage senior stakeholders.
• Ability to work autonomously, exercise actuarial judgment, and lead complex analytical work streams.

• Experience with Alteryx or similar data transformation tools.
• Prior experience in international health insurance or multi‑market medical claims environments.
• Familiarity with forecasting frameworks, GLMs, or advanced statistical modeling techniques.

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they…