Risk & Compliance Officer

Lend Invest is the UK’s leading Fin Tech platform for property finance. Over the past 18 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone.

A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than 10 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people.

We operate a hybrid working policy across our business to ensure we offer flexibility that is balanced with in-person collaboration. Our teams spend three days per week in the office and two days working remotely.

About your work

The Risk & Compliance Officer is an exciting entry-level to early-career position focused on providing essential support in maintaining a robust compliance framework. This role is highly dynamic, offering broad exposure across a wide range of regulatory and financial crime compliance responsibilities within a fast-paced Fin Tech environment. The successful candidate will be proactive, organised, and detail-oriented.

Key Responsibilities Control Testing:

Conduct routine and thematic control testing across key business units (e.g., Underwriting, Financial Crime, Customer Operations, Regulatory Reporting) to assess the operational effectiveness and design of core internal controls.

Draft clear, objective testing summary reports highlighting findings and risk ratings; partner with key operational stakeholders to track the timely remediation of agreed management action plans.

Risk Incident Management Oversight:

Serve as a central point of contact for reviewing operational risk incidents, near-misses, and compliance breaches across all business departments.

Partner with business unit leads and process owners to facilitate root-cause investigations, identifying why failures occurred and whether underlying control deficiencies were present.

Assist in agreeing corrective action plans with issue owners, maintaining an active tracking log to monitor the timely completion of remediation actions and prevent recurring failures.

Governance Reporting:

Assist in drafting, compiling, and formatting structured Board and Committee packs. Specifically for the Risk Committee, Lend Invest Loans Limited (LLL) Board, and Lend Invest Funds Management Limited (LFML) Board ensuring high standards of presentation, narrative clarity, and visual reporting.

Collate and analyse quantitative and qualitative data from across business operations (e.g., Key Risk Indicators, risk incidents, complaints, and risk registers) to produce accurate and structured reporting for senior management.

Regulatory Reporting & Communication:

Taking ownership of the Horizon Scanning process, including tracking new regulatory information and preparing regulatory change newsletters for the business.

Streamlining and improving the Horizon Scanning process at Lend Invest leveraging the use of artificial intelligence.

Reviewing and signing off on financial promotions to ensure adherence to FCA and internal standards.

Monitoring the FCA's Reg Data platform and coordinating with other departments for timely and accurate completion of all regulatory returns.

Financial Crime Prevention:

Acting as a key support in financial crime activities, including reviewing and documenting Suspicious Activity Reports (SARs) and associated internal reporting.

Monitoring and reviewing screening alerts related to customer due diligence.

Responding to referrals from first line operational teams.

System Administration:

Become a subject matter expert in our Governance Risk &…