Compliance Manager, Management

• Support the Head of Compliance in the effective management and mitigation of regulatory compliance risk across the business, with a focus on regulatory technical advice, horizon scanning, regulatory change and forward-looking risk assessment.
• Act as a senior point of reference for regulatory compliance guidance, supporting the Compliance Team and business stakeholders on complex regulatory matters.
• Lead the coordination of regulatory requests, returns and liaison activity, ensuring responses are accurate, timely and subject to appropriate governance and oversight.
• Develop and present clear regulatory compliance reporting and management information for senior management, ExCo, Board and relevant governance forums.
• Provide leadership, direction and line management to the Compliance team, supporting delivery, capability development, prioritisation and performance.
• Take ownership of regulatory compliance tasks, queries, investigations and projects as directed by the Head of Compliance, deputising where required.

Responsibilities

• Provide day-to-day leadership, direction and support to the Compliance team, ensuring work is prioritised, allocated and delivered to a high standard
• Set clear objectives and expectations, oversee performance, provide regular feedback and support individual development plans
• Develop team capability through coaching, mentoring, knowledge sharing and technical guidance
• Promote collaboration, consistency and accountability across the team, ensuring strong service quality and effective stakeholder engagement
• Represent the Compliance Function and/or the Company professionally in internal and external environments

• Act as the main point of reference for regulatory compliance advice and guidance queries from Regional Compliance Officers and other areas of the business
• Provide subject matter expertise on cross-border distribution risks of Utmost products, foreign regulatory licensing of Introducers, Conduct of Business risk and Treating Customers Fairly matters
• Provide technical advice on compliance with applicable Data Protection Laws and international tax information exchange requirements, including FATCA and CRS
• Review and provide regulatory input to product literature, client-facing marketing materials, product agreements, terms and conditions and other customer or commercial documentation
• Support the business with proportionate, practical and well-documented regulatory interpretation, ensuring advice is aligned to the company’s risk appetite and governance framework
• Maintain a strong understanding of regulatory expectations and ensure advice is forward-looking, risk-based and commercially balanced
• Comply with all fit and proper obligations as set by the Company

• Monitor regulatory developments, consultations, industry guidance and jurisdictional risk initiatives across all relevant locations
• Assess the impact of regulatory change on the business, products, distribution arrangements, operating model, policies and procedures
• Coordinate the development and implementation of regulatory change actions, working with relevant stakeholders to ensure timely and effective delivery
• Maintain clear records of regulatory change assessments, decisions, actions and governance reporting

• Coordinate responses to regulatory requests, information gathering exercises, thematic reviews and ad-hoc enquiries
• Oversee the preparation, review and submission of regulatory returns, ensuring accuracy, completeness and timely delivery
• Maintain effective liaison with regulators, external agencies and advisers where appropriate, ensuring communications are well-governed and appropriately documented
• Work with Regional Compliance Officers and business stakeholders to ensure regulatory submissions reflect accurate business information and appropriate compliance oversight
• Escalate material regulatory matters, deadlines or concerns to the Head of Compliance and relevant governance forums

• Contribute to the effective management and mitigation of regulatory compliance risk using company compliance risk methodologies, monitoring findings and jurisdictional regulatory risk initiatives
• Support the maintenance and enhancement of regulatory Compliance Manuals, policies, procedures and associated materials across relevant jurisdictions
• Provide input to the design and delivery of…