Software Engineer III - Java, React & AI

Join a team where your engineering skills directly influence how one of the world's most respected financial institutions manages risk  JPMorgan

Chase, you will work alongside talented engineers and business partners to build technology that matters — solutions that are secure, resilient, and designed to perform under the most demanding conditions. Here, your growth is supported, your ideas are valued, and your work has real impact across the firm and the clients we serve.

As a Software Engineer III at JPMorgan

Chase within the Corporate Technology Credit Risk team in Glasgow, you will serve as a seasoned member of an agile engineering team, designing and delivering trusted, market-leading technology products in a secure, stable, and scalable way. You will contribute to critical technology solutions that support the firm's credit risk objectives, working across multiple technical areas to drive meaningful outcomes for the business.

This is an opportunity to deepen your technical expertise, collaborate with cross-functional partners, and help shape the tools and platforms that underpin sound financial decision-making at a global scale.

Job responsibilities

Design and develop secure, high-quality Java-based applications and services that support credit risk workflows, ensuring code is maintainable, performant, and aligned to architectural standards

Build and maintain responsive front-end features using React, delivering intuitive user experiences for risk analysts and business stakeholders

Write and optimize SQL queries and data models to support reporting, analytics, and data-driven decision-making across credit risk platforms

Leverage enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards

Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation

Produce architecture and design artifacts for complex applications, ensuring design constraints are met throughout the software development process

Proactively identify hidden problems and patterns in data, using insights to drive improvements to coding hygiene, system architecture, and application reliability

Collaborate with product, architecture, and business teams to gather requirements, synthesize findings, and deliver solutions that address real credit risk challenges

Contribute to a culture of continuous improvement by participating in code reviews, sharing reusable patterns, and supporting team members in adopting best practices

Required qualifications, capabilities, and skills

Formal training or certification on software engineering concepts and proficient applied experience

Hands-on practical experience in system design, application development, testing, and operational stability across enterprise-scale environments

Proficiency in Java for back-end application development, including experience with modern frameworks and object-oriented design principles

Experience developing and maintaining front-end solutions using React or comparable modern JavaScript frameworks

Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security

Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices

Experience writing and optimizing SQL queries in support of application development, data analysis, or reporting

Solid understanding of agile methodologies and software delivery practices, including continuous integration and continuous…