Senior Underwriter - A&H Occupational Risk

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion.

C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennia ls, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website:

This position can be fully remote, but ideally would be hybrid in our Glastonbury CT office.

Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.

In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions.

The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.

The A&H Specialty Business Unit (SBU) takes a forward-thinking, flexible approach to solutions that span a robust slate of products tailored to needs in Special Risk, International Travel Medical, retail and wholesale Travel, Occupational & Alternative Risk, and Pet insurance. At year-end 2025 the SBU recorded $1.4B in gross premium written.

Information about the Role, Line of Business and Team:

The Occupational Risk Profit Center is part of the Specialty Business Unit within A&H and writes the following lines of business for Independent Contractors and the companies utilizing their services:
Occupational Accident, Contingent Liability, Non-Trucking Liability, and Physical Damage for Independent Contractors with ancillary Workers’ Compensation for employees.

This Senior Underwriter will play a critical role in shaping the profitability and growth of the Auto Physical Damage and Liability business. With a high degree of autonomy, you will drive sales and underwrite our portfolio of products including Non-Trucking Liability, Physical Damage, Occupational Accident, Contingent Liability, and Workers’ Compensation.

What you will do:

• Focused underwriting on Auto Physical Damage and Liability accounts within the Transportation sector
• Accelerate growth and meet profitability, retention, and premium goals determined by the department
• Build and manage agency relationships, both retail and wholesale
• Make independent underwriting decisions in accordance with letter of authority across multiple products
• Strong underwriting evaluation of incumbent business with a focus on new business production
• Quoting and servicing accounts in an accurate and timely manner
• Manage submission documents to ensure adequate information is provided for evaluation
• Perform account setup within C&F…